Mid Valley Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Mid Valley Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621310 | Offices of Chiropractors | 1 | $41K | $41K | 10.0% |
Geographic Distribution
SBA lending activity for Mid Valley Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 10 | $1.2M | 100.0% |
Why Choose Mid Valley Bank?
Based on SBA 7(a) lending track record from 1995-1999
- ✓Proven Track Record: 10 SBA loans approved, totaling $1.2M in financing
- ✓Industry Expertise: Specialized focus on Offices of Chiropractors
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 95 months
- ✓Loan Range: Loan sizes from $18K to $568K, with an average of $117K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in CA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Mid Valley Bank SBA lending
What types of businesses does Mid Valley Bank typically finance?
Mid Valley Bank specializes in SBA 7(a) lending to specific industries including offices of chiropractors. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Mid Valley Bank's typical SBA loan terms?
Mid Valley Bank's SBA 7(a) loans typically feature an average interest rate of — and average term length of 95 months (approximately 8 years). Loan sizes range from $18K to $568K, with an average loan size of $117K.
Do I need a business valuation for a Mid Valley Bank SBA loan?
Yes, Mid Valley Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Mid Valley Bank compare to other SBA lenders?
Mid Valley Bank has originated 10 SBA loans totaling $1.2M since 1995. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Mid Valley Bank lend in?
Mid Valley Bank provides SBA 7(a) financing with particularly strong presence in CA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.