Marine Bank & Trust Company
SBA 7(a) Lending Profile · FY 2021 analysis
Industry Focus
Top industries served by Marine Bank & Trust Company
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 8 | $3.7M | $460K | 7.7% |
| 611110 | Elementary and Secondary Schools | 8 | $10.4M | $1.3M | 7.7% |
| 531120 | Lessors of Nonresidential Buildings (except Miniwarehouses) | 8 | $4.2M | $531K | 7.7% |
| 333515 | Cutting Tool and Machine Tool Accessory Manufacturing | 8 | $2.2M | $275K | 7.7% |
| 811310 | Commercial and Industrial Machinery and Equipment (except Automotive a | 8 | $1.6M | $200K | 7.7% |
| 524210 | Insurance Agencies and Brokerages | 8 | $1.6M | $200K | 7.7% |
| 238990 | All Other Specialty Trade Contractors | 8 | $640K | $80K | 7.7% |
| 811192 | Car Washes | 8 | $2.7M | $333K | 7.7% |
| 441310 | Automotive Parts and Accessories Stores | 8 | $2.1M | $260K | 7.7% |
| 541350 | Building Inspection Services | 8 | $2.2M | $269K | 7.7% |
Geographic Distribution
SBA lending activity for Marine Bank & Trust Company by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Florida (FL) | 104 | $44.7M | 100.0% |
Why Choose Marine Bank & Trust Company?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 104 SBA loans approved, totaling $44.7M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Elementary and Secondary Schools, Lessors of Nonresidential Buildings (except Miniwarehouses)
- ✓Competitive Terms: Average interest rate of 7.00% with flexible term lengths averaging 168 months
- ✓Loan Range: Loan sizes from $80K to $1.3M, with an average of $429K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in FL
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Marine Bank & Trust Company SBA lending
What types of businesses does Marine Bank & Trust Company typically finance?
Marine Bank & Trust Company specializes in SBA 7(a) lending to specific industries including full-service restaurants, elementary and secondary schools, lessors of nonresidential buildings (except miniwarehouses), cutting tool and machine tool accessory manufacturing. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Marine Bank & Trust Company's typical SBA loan terms?
Marine Bank & Trust Company's SBA 7(a) loans typically feature an average interest rate of 7.00% and average term length of 168 months (approximately 14 years). Loan sizes range from $80K to $1.3M, with an average loan size of $429K.
Do I need a business valuation for a Marine Bank & Trust Company SBA loan?
Yes, Marine Bank & Trust Company typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Marine Bank & Trust Company compare to other SBA lenders?
Marine Bank & Trust Company has originated 104 SBA loans totaling $44.7M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Marine Bank & Trust Company lend in?
Marine Bank & Trust Company provides SBA 7(a) financing with particularly strong presence in FL. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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