Madison Valley Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Madison Valley Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 488410 | Motor Vehicle Towing | 1 | $130K | $130K | 4.2% |
| 424490 | Other Grocery and Related Products Merchant Wholesalers | 1 | $25K | $25K | 4.2% |
| 811310 | Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance | 1 | $100K | $100K | 4.2% |
| 721211 | RV (Recreational Vehicle) Parks and Campgrounds | 1 | $126K | $126K | 4.2% |
| 713950 | Bowling Centers | 1 | $135K | $135K | 4.2% |
| 112990 | All Other Animal Production | 1 | $500K | $500K | 4.2% |
| 713940 | Fitness and Recreational Sports Centers | 1 | $60K | $60K | 4.2% |
| 621310 | Offices of Chiropractors | 1 | $40K | $40K | 4.2% |
| 621320 | Offices of Optometrists | 1 | $68K | $68K | 4.2% |
Geographic Distribution
SBA lending activity for Madison Valley Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Montana (MT) | 24 | $6.7M | 100.0% |
Why Choose Madison Valley Bank?
Based on SBA 7(a) lending track record from 1992-2014
- ✓Proven Track Record: 24 SBA loans approved, totaling $6.7M in financing
- ✓Industry Expertise: Specialized focus on Motor Vehicle Towing, Other Grocery and Related Products Merchant Wholesalers, Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance
- ✓Competitive Terms: Average interest rate of 6.00% with flexible term lengths averaging 115 months
- ✓Loan Range: Loan sizes from $25K to $750K, with an average of $279K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in MT
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Madison Valley Bank SBA lending
What types of businesses does Madison Valley Bank typically finance?
Madison Valley Bank specializes in SBA 7(a) lending to specific industries including motor vehicle towing, other grocery and related products merchant wholesalers, commercial and industrial machinery and equipment (except automotive and electronic) repair and maintenance, rv (recreational vehicle) parks and campgrounds. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Madison Valley Bank's typical SBA loan terms?
Madison Valley Bank's SBA 7(a) loans typically feature an average interest rate of 6.00% and average term length of 115 months (approximately 10 years). Loan sizes range from $25K to $750K, with an average loan size of $279K.
Do I need a business valuation for a Madison Valley Bank SBA loan?
Yes, Madison Valley Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Madison Valley Bank compare to other SBA lenders?
Madison Valley Bank has originated 24 SBA loans totaling $6.7M since 1992. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Madison Valley Bank lend in?
Madison Valley Bank provides SBA 7(a) financing with particularly strong presence in MT. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.