Leader Bank, National Association
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Leader Bank, National Association
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 454310 | Fuel Dealers | 240 | $9.1M | $38K | 11.2% |
| 541110 | Offices of Lawyers | 112 | $16.9M | $151K | 5.2% |
| 722513 | Limited-Service Restaurants | 96 | $21.3M | $221K | 4.5% |
| 722511 | Full-Service Restaurants | 88 | $23.6M | $268K | 4.1% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 64 | $39.2M | $612K | 3.0% |
| 238990 | All Other Specialty Trade Contractors | 56 | $13.4M | $240K | 2.6% |
| 541990 | All Other Professional, Scientific, and Technical Services | 56 | $21.6M | $385K | 2.6% |
| 445110 | Supermarkets and Other Grocery (except Convenience) Stores | 48 | $53.6M | $1.1M | 2.2% |
| 445320 | Other | 48 | $63.9M | $1.3M | 2.2% |
| 236115 | New Single-Family Housing Construction (except Operative Builders) | 48 | $120.0M | $2.5M | 2.2% |
Geographic Distribution
SBA lending activity for Leader Bank, National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Massachusetts (MA) | 1,432 | $492.9M | 66.8% |
| North Carolina (NC) | 80 | $164.0M | 3.7% |
| Texas (TX) | 136 | $122.8M | 6.3% |
| Florida (FL) | 64 | $40.7M | 3.0% |
| Wisconsin (WI) | 8 | $39.9M | 0.4% |
| Arizona (AZ) | 32 | $35.3M | 1.5% |
| Colorado (CO) | 16 | $26.8M | 0.7% |
| California (CA) | 48 | $24.7M | 2.2% |
| New Hampshire (NH) | 64 | $19.9M | 3.0% |
| South Carolina (SC) | 24 | $19.2M | 1.1% |
| New Jersey (NJ) | 24 | $16.8M | 1.1% |
| Connecticut (CT) | 32 | $16.7M | 1.5% |
| Virginia (VA) | 8 | $15.4M | 0.4% |
| Pennsylvania (PA) | 24 | $13.6M | 1.1% |
| Washington (WA) | 32 | $11.1M | 1.5% |
| Ohio (OH) | 24 | $10.5M | 1.1% |
| Maryland (MD) | 8 | $9.9M | 0.4% |
| Michigan (MI) | 8 | $6.8M | 0.4% |
| Georgia (GA) | 8 | $6.1M | 0.4% |
| Oregon (OR) | 8 | $5.6M | 0.4% |
| Nevada (NV) | 8 | $3.7M | 0.4% |
| Rhode Island (RI) | 8 | $3.1M | 0.4% |
| Missouri (MO) | 8 | $2.9M | 0.4% |
| Maine (ME) | 8 | $2.0M | 0.4% |
| Nebraska (NE) | 8 | $1.9M | 0.4% |
| Indiana (IN) | 8 | $1.0M | 0.4% |
| New York (NY) | 8 | $706K | 0.4% |
| Louisiana (LA) | 8 | $562K | 0.4% |
Why Choose Leader Bank, National Association?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 2,144 SBA loans approved, totaling $1.11B in financing
- ✓Industry Expertise: Specialized focus on Fuel Dealers, Offices of Lawyers, Limited-Service Restaurants
- ✓Competitive Terms: Average interest rate of 8.45% with flexible term lengths averaging 130 months
- ✓Loan Range: Loan sizes from $4K to $5.0M, with an average of $520K
- ✓Nationwide Reach: Active lending in 28 states, with strong presence in MA, TX, NC
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Leader Bank, National Association SBA lending
What types of businesses does Leader Bank, National Association typically finance?
Leader Bank, National Association specializes in SBA 7(a) lending to specific industries including fuel dealers, offices of lawyers, limited-service restaurants, full-service restaurants. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Leader Bank, National Association's typical SBA loan terms?
Leader Bank, National Association's SBA 7(a) loans typically feature an average interest rate of 8.45% and average term length of 130 months (approximately 11 years). Loan sizes range from $4K to $5.0M, with an average loan size of $520K.
Do I need a business valuation for a Leader Bank, National Association SBA loan?
Yes, Leader Bank, National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Leader Bank, National Association compare to other SBA lenders?
Leader Bank, National Association has originated 2,144 SBA loans totaling $1.11B since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Leader Bank, National Association lend in?
Leader Bank, National Association provides SBA 7(a) financing with particularly strong presence in MA, TX, NC, FL, NH. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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