Kentucky Highlands Investment Corporation
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Kentucky Highlands Investment Corporation · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 323111 | Commercial Printing (except Screen and Books) | 1 | $200K | $200K | 12.5% |
| 623210 | Residential Intellectual and Developmental Disability Facilities | 1 | $250K | $250K | 12.5% |
| 221210 | Natural Gas Distribution | 1 | $100K | $100K | 12.5% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 1 | $250K | $250K | 12.5% |
| 424450 | Confectionery Merchant Wholesalers | 1 | $250K | $250K | 12.5% |
| 484230 | Specialized Freight (except Used Goods) Trucking, Long-Distance | 1 | $250K | $250K | 12.5% |
Geographic Distribution
SBA lending activity for Kentucky Highlands Investment Corporation by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Kentucky (KY) | 8 | $1.8M | 100.0% |
Why Choose Kentucky Highlands Investment Corporation?
Based on SBA 7(a) lending track record from 2011-2019
- ✓Proven Track Record: 8 SBA loans approved, totaling $1.8M in financing
- ✓Industry Expertise: Specialized focus on Commercial Printing (except Screen and Books), Residential Intellectual and Developmental Disability Facilities, Natural Gas Distribution
- ✓Competitive Terms: Average interest rate of 6.94% with flexible term lengths averaging 94 months
- ✓Loan Range: Loan sizes from $100K to $250K, with an average of $219K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in KY
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Kentucky Highlands Investment Corporation SBA lending
What types of businesses does Kentucky Highlands Investment Corporation typically finance?
Kentucky Highlands Investment Corporation specializes in SBA 7(a) lending to specific industries including commercial printing (except screen and books), residential intellectual and developmental disability facilities, natural gas distribution, offices of physicians (except mental health specialists). They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Kentucky Highlands Investment Corporation's typical SBA loan terms?
Kentucky Highlands Investment Corporation's SBA 7(a) loans typically feature an average interest rate of 6.94% and average term length of 94 months (approximately 8 years). Loan sizes range from $100K to $250K, with an average loan size of $219K.
Do I need a business valuation for a Kentucky Highlands Investment Corporation SBA loan?
Yes, Kentucky Highlands Investment Corporation typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Kentucky Highlands Investment Corporation compare to other SBA lenders?
Kentucky Highlands Investment Corporation has originated 8 SBA loans totaling $1.8M since 2011. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Kentucky Highlands Investment Corporation lend in?
Kentucky Highlands Investment Corporation provides SBA 7(a) financing with particularly strong presence in KY. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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