Kellogg Community CU
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Kellogg Community CU · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722515 | Snack and Nonalcoholic Beverage Bars | 5 | $738K | $148K | 6.0% |
| 722511 | Full-Service Restaurants | 5 | $2.4M | $483K | 6.0% |
| 812210 | Funeral Homes and Funeral Services | 5 | $2.6M | $514K | 6.0% |
| 722513 | Limited-Service Restaurants | 4 | $9.3M | $2.3M | 4.8% |
| 561730 | Landscaping Services | 3 | $1.1M | $350K | 3.6% |
| 621310 | Offices of Chiropractors | 3 | $813K | $271K | 3.6% |
| 541990 | All Other Professional, Scientific, and Technical Services | 3 | $1.2M | $383K | 3.6% |
| 812112 | Beauty Salons | 3 | $923K | $308K | 3.6% |
| 484121 | General Freight Trucking, Long-Distance, Truckload | 3 | $405K | $135K | 3.6% |
| 623312 | Assisted Living Facilities for the Elderly | 3 | $924K | $308K | 3.6% |
Geographic Distribution
SBA lending activity for Kellogg Community CU by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Michigan (MI) | 83 | $38.0M | 100.0% |
Why Choose Kellogg Community CU?
Based on SBA 7(a) lending track record from 2012-2025
- ✓Proven Track Record: 83 SBA loans approved, totaling $38.0M in financing
- ✓Industry Expertise: Specialized focus on Snack and Nonalcoholic Beverage Bars, Full-Service Restaurants, Funeral Homes and Funeral Services
- ✓Competitive Terms: Average interest rate of 6.86% with flexible term lengths averaging 151 months
- ✓Loan Range: Loan sizes from $19K to $5.0M, with an average of $458K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in MI
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Kellogg Community CU SBA lending
What types of businesses does Kellogg Community CU typically finance?
Kellogg Community CU specializes in SBA 7(a) lending to specific industries including snack and nonalcoholic beverage bars, full-service restaurants, funeral homes and funeral services, limited-service restaurants. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Kellogg Community CU's typical SBA loan terms?
Kellogg Community CU's SBA 7(a) loans typically feature an average interest rate of 6.86% and average term length of 151 months (approximately 13 years). Loan sizes range from $19K to $5.0M, with an average loan size of $458K.
Do I need a business valuation for a Kellogg Community CU SBA loan?
Yes, Kellogg Community CU typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Kellogg Community CU compare to other SBA lenders?
Kellogg Community CU has originated 83 SBA loans totaling $38.0M since 2012. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Kellogg Community CU lend in?
Kellogg Community CU provides SBA 7(a) financing with particularly strong presence in MI. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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