JPMorgan Chase Bank, National Association
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by JPMorgan Chase Bank, National Association
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 236118 | Residential Remodelers | 2,616 | $447.0M | $171K | 4.0% |
| 236220 | Commercial and Institutional Building Construction | 1,856 | $456.3M | $246K | 2.8% |
| 238210 | Electrical Contractors | 1,784 | $453.8M | $254K | 2.7% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 1,736 | $429.8M | $248K | 2.6% |
| 722511 | Full-Service Restaurants | 1,616 | $493.4M | $305K | 2.5% |
| 484121 | General Freight Trucking, Long Distance, Truckload | 1,328 | $184.1M | $139K | 2.0% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 1,200 | $568.8M | $474K | 1.8% |
| 238990 | All Other Specialty Trade Contractors | 1,112 | $303.1M | $273K | 1.7% |
| 541611 | Administrative Management and General Management Consulting Services | 1,064 | $150.7M | $142K | 1.6% |
| 541110 | Offices of Lawyers | 1,064 | $351.3M | $330K | 1.6% |
Geographic Distribution
SBA lending activity for JPMorgan Chase Bank, National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 13,744 | $3.96B | 21.0% |
| New York (NY) | 11,136 | $2.48B | 17.0% |
| Texas (TX) | 7,624 | $2.37B | 11.6% |
| Florida (FL) | 7,256 | $1.46B | 11.1% |
| Illinois (IL) | 4,048 | $947.9M | 6.2% |
| Arizona (AZ) | 2,296 | $745.4M | 3.5% |
| New Jersey (NJ) | 3,040 | $716.4M | 4.6% |
| Colorado (CO) | 2,144 | $696.2M | 3.3% |
| Michigan (MI) | 1,744 | $586.7M | 2.7% |
| Washington (WA) | 1,472 | $421.7M | 2.2% |
| Georgia (GA) | 1,512 | $361.2M | 2.3% |
| Ohio (OH) | 1,400 | $301.7M | 2.1% |
| Oregon (OR) | 816 | $233.5M | 1.2% |
| Louisiana (LA) | 896 | $178.1M | 1.4% |
| Utah (UT) | 632 | $171.9M | 1.0% |
| Indiana (IN) | 880 | $168.2M | 1.3% |
| Nevada (NV) | 528 | $130.0M | 0.8% |
| Virginia (VA) | 368 | $99.3M | 0.6% |
| Connecticut (CT) | 416 | $93.4M | 0.6% |
| Wisconsin (WI) | 456 | $82.4M | 0.7% |
| Kentucky (KY) | 272 | $81.3M | 0.4% |
| North Carolina (NC) | 448 | $80.8M | 0.7% |
| Pennsylvania (PA) | 368 | $76.7M | 0.6% |
| Tennessee (TN) | 256 | $57.1M | 0.4% |
| Maryland (MD) | 304 | $57.0M | 0.5% |
| Massachusetts (MA) | 232 | $52.7M | 0.4% |
| Oklahoma (OK) | 232 | $49.1M | 0.4% |
| Missouri (MO) | 120 | $33.9M | 0.2% |
| South Carolina (SC) | 144 | $32.4M | 0.2% |
| Kansas (KS) | 64 | $19.0M | 0.1% |
| West Virginia (WV) | 72 | $17.7M | 0.1% |
| Rhode Island (RI) | 80 | $13.5M | 0.1% |
| District of Columbia (DC) | 48 | $13.0M | 0.1% |
| Wyoming (WY) | 48 | $11.6M | 0.1% |
| Delaware (DE) | 56 | $10.9M | 0.1% |
| Alabama (AL) | 40 | $10.1M | 0.1% |
| Idaho (ID) | 64 | $9.5M | 0.1% |
| Minnesota (MN) | 72 | $7.7M | 0.1% |
| New Mexico (NM) | 32 | $6.7M | 0.0% |
| New Hampshire (NH) | 24 | $5.0M | 0.0% |
| Vermont (VT) | 24 | $4.4M | 0.0% |
| Montana (MT) | 24 | $4.2M | 0.0% |
| Nebraska (NE) | 24 | $3.0M | 0.0% |
| Hawaii (HI) | 8 | $2.8M | 0.0% |
| Iowa (IA) | 40 | $2.2M | 0.1% |
| Alaska (AK) | 8 | $1.6M | 0.0% |
| Mississippi (MS) | 8 | $960K | 0.0% |
| North Dakota (ND) | 8 | $400K | 0.0% |
| Maine (ME) | 16 | $360K | 0.0% |
Why Choose JPMorgan Chase Bank, National Association?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 65,544 SBA loans approved, totaling $16.88B in financing
- ✓Industry Expertise: Specialized focus on Residential Remodelers, Commercial and Institutional Building Construction, Electrical Contractors
- ✓Competitive Terms: Average interest rate of 10.48% with flexible term lengths averaging 123 months
- ✓Loan Range: Loan sizes from $5K to $5.0M, with an average of $258K
- ✓Nationwide Reach: Active lending in 49 states, with strong presence in CA, NY, TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about JPMorgan Chase Bank, National Association SBA lending
What types of businesses does JPMorgan Chase Bank, National Association typically finance?
JPMorgan Chase Bank, National Association specializes in SBA 7(a) lending to specific industries including residential remodelers, commercial and institutional building construction, electrical contractors, plumbing, heating, and air-conditioning contractors. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are JPMorgan Chase Bank, National Association's typical SBA loan terms?
JPMorgan Chase Bank, National Association's SBA 7(a) loans typically feature an average interest rate of 10.48% and average term length of 123 months (approximately 10 years). Loan sizes range from $5K to $5.0M, with an average loan size of $258K.
Do I need a business valuation for a JPMorgan Chase Bank, National Association SBA loan?
Yes, JPMorgan Chase Bank, National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does JPMorgan Chase Bank, National Association compare to other SBA lenders?
JPMorgan Chase Bank, National Association has originated 65,544 SBA loans totaling $16.88B since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does JPMorgan Chase Bank, National Association lend in?
JPMorgan Chase Bank, National Association provides SBA 7(a) financing with particularly strong presence in CA, NY, TX, FL, IL. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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Professional valuations are often required for SBA loans over $250,000.
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