JPMorgan Chase Bank, National Association
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by JPMorgan Chase Bank, National Association · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621111 | Offices of Physicians (except Mental Health Specialists) | 2,115 | $385.9M | $182K | 2.2% |
| 484110 | General Freight Trucking, Local | 1,634 | $115.8M | $71K | 1.7% |
| 621210 | Offices of Dentists | 1,453 | $299.3M | $206K | 1.5% |
| 541110 | Offices of Lawyers | 1,372 | $169.6M | $124K | 1.4% |
| 484121 | General Freight Trucking, Long-Distance, Truckload | 1,362 | $102.5M | $75K | 1.4% |
| 812112 | Beauty Salons | 1,349 | $91.7M | $68K | 1.4% |
| 812990 | All Other Personal Services | 1,228 | $91.1M | $74K | 1.3% |
| 236118 | Residential Remodelers | 1,216 | $106.6M | $88K | 1.3% |
| 722511 | Full-Service Restaurants | 1,163 | $301.1M | $259K | 1.2% |
| 238210 | Electrical Contractors and Other Wiring Installation Contractors | 1,038 | $135.6M | $131K | 1.1% |
Geographic Distribution
SBA lending activity for JPMorgan Chase Bank, National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 17,310 | $2.90B | 18.1% |
| California (CA) | 11,099 | $1.94B | 11.6% |
| New York (NY) | 16,739 | $1.59B | 17.5% |
| Illinois (IL) | 8,479 | $990.5M | 8.9% |
| Arizona (AZ) | 5,625 | $868.3M | 5.9% |
| Ohio (OH) | 5,790 | $779.1M | 6.1% |
| Florida (FL) | 4,254 | $609.0M | 4.5% |
| Michigan (MI) | 3,847 | $546.6M | 4.0% |
| Colorado (CO) | 3,403 | $520.0M | 3.6% |
| Louisiana (LA) | 2,930 | $418.9M | 3.1% |
| New Jersey (NJ) | 2,890 | $365.0M | 3.0% |
| Indiana (IN) | 2,380 | $325.5M | 2.5% |
| Utah (UT) | 1,641 | $305.7M | 1.7% |
| Washington (WA) | 1,319 | $255.2M | 1.4% |
| Wisconsin (WI) | 1,579 | $250.8M | 1.7% |
| Oregon (OR) | 1,087 | $181.5M | 1.1% |
| Georgia (GA) | 1,096 | $147.9M | 1.1% |
| Kentucky (KY) | 874 | $147.1M | 0.9% |
| Oklahoma (OK) | 859 | $112.2M | 0.9% |
| Nevada (NV) | 460 | $95.4M | 0.5% |
| West Virginia (WV) | 541 | $90.0M | 0.6% |
| Connecticut (CT) | 579 | $77.7M | 0.6% |
| Pennsylvania (PA) | 91 | $25.2M | 0.1% |
| Idaho (ID) | 160 | $23.5M | 0.2% |
| Virginia (VA) | 64 | $18.1M | 0.1% |
| North Carolina (NC) | 71 | $16.2M | 0.1% |
| Tennessee (TN) | 39 | $12.6M | 0.0% |
| Massachusetts (MA) | 43 | $12.2M | 0.0% |
| Arkansas (AR) | 15 | $12.1M | 0.0% |
| Maryland (MD) | 50 | $10.4M | 0.1% |
| South Carolina (SC) | 24 | $10.3M | 0.0% |
| Alabama (AL) | 16 | $9.6M | 0.0% |
| Missouri (MO) | 22 | $7.7M | 0.0% |
| Mississippi (MS) | 22 | $7.3M | 0.0% |
| Kansas (KS) | 13 | $6.5M | 0.0% |
| District of Columbia (DC) | 10 | $6.2M | 0.0% |
| Minnesota (MN) | 22 | $5.1M | 0.0% |
| Iowa (IA) | 15 | $4.8M | 0.0% |
| VI (VI) | 14 | $3.8M | 0.0% |
| Wyoming (WY) | 10 | $3.1M | 0.0% |
| Rhode Island (RI) | 12 | $3.0M | 0.0% |
| New Mexico (NM) | 10 | $2.7M | 0.0% |
| Montana (MT) | 9 | $2.5M | 0.0% |
| Delaware (DE) | 9 | $1.9M | 0.0% |
| New Hampshire (NH) | 6 | $1.1M | 0.0% |
| Nebraska (NE) | 5 | $1.0M | 0.0% |
| Vermont (VT) | 3 | $555K | 0.0% |
| Hawaii (HI) | 1 | $350K | 0.0% |
| Alaska (AK) | 1 | $200K | 0.0% |
| North Dakota (ND) | 1 | $50K | 0.0% |
| PR (PR) | 1 | $50K | 0.0% |
| Maine (ME) | 2 | $45K | 0.0% |
Why Choose JPMorgan Chase Bank, National Association?
Based on SBA 7(a) lending track record from 1991-2025
- ✓Proven Track Record: 95,542 SBA loans approved, totaling $13.72B in financing
- ✓Industry Expertise: Specialized focus on Offices of Physicians (except Mental Health Specialists), General Freight Trucking, Local, Offices of Dentists
- ✓Competitive Terms: Average interest rate of 7.66% with flexible term lengths averaging 87 months
- ✓Loan Range: Loan sizes from $100 to $5.0M, with an average of $144K
- ✓Nationwide Reach: Active lending in 52 states, with strong presence in TX, NY, CA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about JPMorgan Chase Bank, National Association SBA lending
What types of businesses does JPMorgan Chase Bank, National Association typically finance?
JPMorgan Chase Bank, National Association specializes in SBA 7(a) lending to specific industries including offices of physicians (except mental health specialists), general freight trucking, local, offices of dentists, offices of lawyers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are JPMorgan Chase Bank, National Association's typical SBA loan terms?
JPMorgan Chase Bank, National Association's SBA 7(a) loans typically feature an average interest rate of 7.66% and average term length of 87 months (approximately 7 years). Loan sizes range from $100 to $5.0M, with an average loan size of $144K.
Do I need a business valuation for a JPMorgan Chase Bank, National Association SBA loan?
Yes, JPMorgan Chase Bank, National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does JPMorgan Chase Bank, National Association compare to other SBA lenders?
JPMorgan Chase Bank, National Association has originated 95,542 SBA loans totaling $13.72B since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does JPMorgan Chase Bank, National Association lend in?
JPMorgan Chase Bank, National Association provides SBA 7(a) financing with particularly strong presence in TX, NY, CA, IL, OH. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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Certified valuations are often required for SBA loans over $250,000.
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