Jones Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Jones Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 624410 | Child Care Services | 4 | $1.2M | $308K | 8.9% |
| 561730 | Landscaping Services | 4 | $316K | $79K | 8.9% |
| 531120 | Lessors of Nonresidential Buildings (except Miniwarehouses) | 2 | $580K | $290K | 4.4% |
| 812112 | Beauty Salons | 2 | $245K | $123K | 4.4% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 2 | $169K | $85K | 4.4% |
| 621511 | Medical Laboratories | 2 | $145K | $73K | 4.4% |
| 238210 | Electrical Contractors and Other Wiring Installation Contractors | 1 | $80K | $80K | 2.2% |
| 238110 | Poured Concrete Foundation and Structure Contractors | 1 | $735K | $735K | 2.2% |
| 484121 | General Freight Trucking, Long-Distance, Truckload | 1 | $1.4M | $1.4M | 2.2% |
| 621330 | Offices of Mental Health Practitioners (except Physicians) | 1 | $310K | $310K | 2.2% |
Geographic Distribution
SBA lending activity for Jones Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Nebraska (NE) | 45 | $11.9M | 100.0% |
Why Choose Jones Bank?
Based on SBA 7(a) lending track record from 1991-2016
- ✓Proven Track Record: 45 SBA loans approved, totaling $11.9M in financing
- ✓Industry Expertise: Specialized focus on Child Care Services, Landscaping Services, Lessors of Nonresidential Buildings (except Miniwarehouses)
- ✓Competitive Terms: Average interest rate of 5.74% with flexible term lengths averaging 139 months
- ✓Loan Range: Loan sizes from $10K to $2.0M, with an average of $264K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in NE
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Jones Bank SBA lending
What types of businesses does Jones Bank typically finance?
Jones Bank specializes in SBA 7(a) lending to specific industries including child care services, landscaping services, lessors of nonresidential buildings (except miniwarehouses), beauty salons. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Jones Bank's typical SBA loan terms?
Jones Bank's SBA 7(a) loans typically feature an average interest rate of 5.74% and average term length of 139 months (approximately 12 years). Loan sizes range from $10K to $2.0M, with an average loan size of $264K.
Do I need a business valuation for a Jones Bank SBA loan?
Yes, Jones Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Jones Bank compare to other SBA lenders?
Jones Bank has originated 45 SBA loans totaling $11.9M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Jones Bank lend in?
Jones Bank provides SBA 7(a) financing with particularly strong presence in NE. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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