John Marshall Bank
SBA 7(a) Lending Profile · FY 2022 analysis
Industry Focus
Top industries served by John Marshall Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 56 | $28.7M | $512K | 12.7% |
| 722513 | Limited-Service Restaurants | 48 | $51.0M | $1.1M | 10.9% |
| 541611 | Administrative Management and General Management Consulting Services | 24 | $8.4M | $348K | 5.5% |
| 611620 | Sports and Recreation Instruction | 16 | $13.5M | $844K | 3.6% |
| 312120 | Breweries | 16 | $3.1M | $193K | 3.6% |
| 311812 | Commercial Bakeries | 16 | $13.4M | $835K | 3.6% |
| 621399 | Offices of All Other Miscellaneous Health Practitioners | 16 | $3.1M | $195K | 3.6% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 16 | $6.0M | $377K | 3.6% |
| 445291 | Baked Goods Stores | 16 | $18.4M | $1.2M | 3.6% |
| 711211 | Sports Teams and Clubs | 16 | $1.6M | $100K | 3.6% |
Geographic Distribution
SBA lending activity for John Marshall Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Virginia (VA) | 360 | $184.9M | 81.8% |
| District of Columbia (DC) | 40 | $20.2M | 9.1% |
| Maryland (MD) | 32 | $10.2M | 7.3% |
| New York (NY) | 8 | $2.0M | 1.8% |
Why Choose John Marshall Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 440 SBA loans approved, totaling $217.2M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Limited-Service Restaurants, Administrative Management and General Management Consulting Services
- ✓Competitive Terms: Average interest rate of 10.11% with flexible term lengths averaging 121 months
- ✓Loan Range: Loan sizes from $50K to $1.9M, with an average of $494K
- ✓Nationwide Reach: Active lending in 4 states, with strong presence in VA, DC, MD
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about John Marshall Bank SBA lending
What types of businesses does John Marshall Bank typically finance?
John Marshall Bank specializes in SBA 7(a) lending to specific industries including full-service restaurants, limited-service restaurants, administrative management and general management consulting services, sports and recreation instruction. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are John Marshall Bank's typical SBA loan terms?
John Marshall Bank's SBA 7(a) loans typically feature an average interest rate of 10.11% and average term length of 121 months (approximately 10 years). Loan sizes range from $50K to $1.9M, with an average loan size of $494K.
Do I need a business valuation for a John Marshall Bank SBA loan?
Yes, John Marshall Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does John Marshall Bank compare to other SBA lenders?
John Marshall Bank has originated 440 SBA loans totaling $217.2M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does John Marshall Bank lend in?
John Marshall Bank provides SBA 7(a) financing with particularly strong presence in VA, DC, MD, NY. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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