Jefferson Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Jefferson Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 611699 | All Other Miscellaneous Schools and Instruction | 4 | $383K | $96K | 4.9% |
| 531120 | Lessors of Nonresidential Buildings (except Miniwarehouses) | 4 | $1.6M | $399K | 4.9% |
| 236220 | Commercial and Institutional Building Construction | 3 | $225K | $75K | 3.7% |
| 811111 | General Automotive Repair | 2 | $538K | $269K | 2.5% |
| 621310 | Offices of Chiropractors | 2 | $68K | $34K | 2.5% |
| 721110 | Hotels (except Casino Hotels) and Motels | 2 | $2.4M | $1.2M | 2.5% |
| 561730 | Landscaping Services | 2 | $887K | $444K | 2.5% |
| 541211 | Offices of Certified Public Accountants | 2 | $1.0M | $508K | 2.5% |
| 541890 | Other Services Related to Advertising | 2 | $239K | $120K | 2.5% |
| 812112 | Beauty Salons | 1 | $281K | $281K | 1.2% |
Geographic Distribution
SBA lending activity for Jefferson Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 81 | $21.4M | 100.0% |
Why Choose Jefferson Bank?
Based on SBA 7(a) lending track record from 1992-2022
- ✓Proven Track Record: 81 SBA loans approved, totaling $21.4M in financing
- ✓Industry Expertise: Specialized focus on All Other Miscellaneous Schools and Instruction, Lessors of Nonresidential Buildings (except Miniwarehouses), Commercial and Institutional Building Construction
- ✓Competitive Terms: Average interest rate of 4.99% with flexible term lengths averaging 106 months
- ✓Loan Range: Loan sizes from $5K to $1.7M, with an average of $265K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Jefferson Bank SBA lending
What types of businesses does Jefferson Bank typically finance?
Jefferson Bank specializes in SBA 7(a) lending to specific industries including all other miscellaneous schools and instruction, lessors of nonresidential buildings (except miniwarehouses), commercial and institutional building construction, general automotive repair. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Jefferson Bank's typical SBA loan terms?
Jefferson Bank's SBA 7(a) loans typically feature an average interest rate of 4.99% and average term length of 106 months (approximately 9 years). Loan sizes range from $5K to $1.7M, with an average loan size of $265K.
Do I need a business valuation for a Jefferson Bank SBA loan?
Yes, Jefferson Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Jefferson Bank compare to other SBA lenders?
Jefferson Bank has originated 81 SBA loans totaling $21.4M since 1992. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Jefferson Bank lend in?
Jefferson Bank provides SBA 7(a) financing with particularly strong presence in TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.