Ixonia Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Ixonia Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 236118 | Residential Remodelers | 24 | $1.5M | $61K | 7.9% |
| 332999 | All Other Miscellaneous Fabricated Metal Product Manufacturing | 16 | $24.6M | $1.5M | 5.3% |
| 812112 | Beauty Salons | 16 | $2.6M | $162K | 5.3% |
| 423610 | Electrical Apparatus and Equipment, Wiring Supplies, and Related Equip | 16 | $16.5M | $1.0M | 5.3% |
| 722511 | Full-Service Restaurants | 16 | $3.8M | $238K | 5.3% |
| 333415 | Air-Conditioning and Warm Air Heating Equipment and Commercial and Ind | 16 | $8.0M | $500K | 5.3% |
| 423860 | Transportation Equipment and Supplies (except Motor Vehicle) Merchant | 16 | $1.8M | $110K | 5.3% |
| 811310 | Commercial and Industrial Machinery and Equipment (except Automotive a | 16 | $3.2M | $200K | 5.3% |
| 238990 | All Other Specialty Trade Contractors | 16 | $12.8M | $800K | 5.3% |
| 339999 | All Other Miscellaneous Manufacturing | 8 | $1.6M | $200K | 2.6% |
Geographic Distribution
SBA lending activity for Ixonia Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Wisconsin (WI) | 304 | $233.1M | 100.0% |
Why Choose Ixonia Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 304 SBA loans approved, totaling $233.1M in financing
- ✓Industry Expertise: Specialized focus on Residential Remodelers, All Other Miscellaneous Fabricated Metal Product Manufacturing, Beauty Salons
- ✓Competitive Terms: Average interest rate of 6.47% with flexible term lengths averaging 117 months
- ✓Loan Range: Loan sizes from $40K to $5.0M, with an average of $767K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in WI
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Ixonia Bank SBA lending
What types of businesses does Ixonia Bank typically finance?
Ixonia Bank specializes in SBA 7(a) lending to specific industries including residential remodelers, all other miscellaneous fabricated metal product manufacturing, beauty salons, electrical apparatus and equipment, wiring supplies, and related equip. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Ixonia Bank's typical SBA loan terms?
Ixonia Bank's SBA 7(a) loans typically feature an average interest rate of 6.47% and average term length of 117 months (approximately 10 years). Loan sizes range from $40K to $5.0M, with an average loan size of $767K.
Do I need a business valuation for a Ixonia Bank SBA loan?
Yes, Ixonia Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Ixonia Bank compare to other SBA lenders?
Ixonia Bank has originated 304 SBA loans totaling $233.1M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Ixonia Bank lend in?
Ixonia Bank provides SBA 7(a) financing with particularly strong presence in WI. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.