International Bank of California
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by International Bank of California · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 812112 | Beauty Salons | 1 | $30K | $30K | 7.1% |
| 221310 | Water Supply and Irrigation Systems | 1 | $148K | $148K | 7.1% |
| 621210 | Offices of Dentists | 1 | $100K | $100K | 7.1% |
| 524210 | Insurance Agencies and Brokerages | 1 | $71K | $71K | 7.1% |
| 445110 | Supermarkets and Other Grocery Retailers (except Convenience Retailers) | 1 | $50K | $50K | 7.1% |
Geographic Distribution
SBA lending activity for International Bank of California by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 14 | $4.9M | 100.0% |
Why Choose International Bank of California?
Based on SBA 7(a) lending track record from 1998-1999
- ✓Proven Track Record: 14 SBA loans approved, totaling $4.9M in financing
- ✓Industry Expertise: Specialized focus on Beauty Salons, Water Supply and Irrigation Systems, Offices of Dentists
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 172 months
- ✓Loan Range: Loan sizes from $30K to $2.0M, with an average of $350K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in CA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about International Bank of California SBA lending
What types of businesses does International Bank of California typically finance?
International Bank of California specializes in SBA 7(a) lending to specific industries including beauty salons, water supply and irrigation systems, offices of dentists, insurance agencies and brokerages. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are International Bank of California's typical SBA loan terms?
International Bank of California's SBA 7(a) loans typically feature an average interest rate of — and average term length of 172 months (approximately 14 years). Loan sizes range from $30K to $2.0M, with an average loan size of $350K.
Do I need a business valuation for a International Bank of California SBA loan?
Yes, International Bank of California typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does International Bank of California compare to other SBA lenders?
International Bank of California has originated 14 SBA loans totaling $4.9M since 1998. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does International Bank of California lend in?
International Bank of California provides SBA 7(a) financing with particularly strong presence in CA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
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