Intercredit Bank National Association
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Intercredit Bank National Association · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 624410 | Child Care Services | 4 | $1.1M | $274K | 16.0% |
| 811111 | General Automotive Repair | 2 | $672K | $336K | 8.0% |
| 424490 | Other Grocery and Related Products Merchant Wholesalers | 1 | $600K | $600K | 4.0% |
| 621512 | Diagnostic Imaging Centers | 1 | $2.0M | $2.0M | 4.0% |
| 611691 | Exam Preparation and Tutoring | 1 | $200K | $200K | 4.0% |
| 522310 | Mortgage and Nonmortgage Loan Brokers | 1 | $50K | $50K | 4.0% |
| 114112 | Shellfish Fishing | 1 | $462K | $462K | 4.0% |
| 445291 | Baked Goods Retailers | 1 | $773K | $773K | 4.0% |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 1 | $953K | $953K | 4.0% |
| 311412 | Frozen Specialty Food Manufacturing | 1 | $1.0M | $1.0M | 4.0% |
Geographic Distribution
SBA lending activity for Intercredit Bank National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Florida (FL) | 25 | $13.0M | 100.0% |
Why Choose Intercredit Bank National Association?
Based on SBA 7(a) lending track record from 1996-2012
- ✓Proven Track Record: 25 SBA loans approved, totaling $13.0M in financing
- ✓Industry Expertise: Specialized focus on Child Care Services, General Automotive Repair, Other Grocery and Related Products Merchant Wholesalers
- ✓Competitive Terms: Average interest rate of 5.98% with flexible term lengths averaging 170 months
- ✓Loan Range: Loan sizes from $15K to $2.0M, with an average of $521K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in FL
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Intercredit Bank National Association SBA lending
What types of businesses does Intercredit Bank National Association typically finance?
Intercredit Bank National Association specializes in SBA 7(a) lending to specific industries including child care services, general automotive repair, other grocery and related products merchant wholesalers, diagnostic imaging centers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Intercredit Bank National Association's typical SBA loan terms?
Intercredit Bank National Association's SBA 7(a) loans typically feature an average interest rate of 5.98% and average term length of 170 months (approximately 14 years). Loan sizes range from $15K to $2.0M, with an average loan size of $521K.
Do I need a business valuation for a Intercredit Bank National Association SBA loan?
Yes, Intercredit Bank National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Intercredit Bank National Association compare to other SBA lenders?
Intercredit Bank National Association has originated 25 SBA loans totaling $13.0M since 1996. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Intercredit Bank National Association lend in?
Intercredit Bank National Association provides SBA 7(a) financing with particularly strong presence in FL. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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