Hudson Valley CU
SBA 7(a) Lending Profile · FY 2020 analysis
Industry Focus
Top industries served by Hudson Valley CU
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 24 | $3.7M | $153K | 17.6% |
| 423450 | Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesal | 16 | $3.6M | $225K | 11.8% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 16 | $12.4M | $775K | 11.8% |
| 236220 | Commercial and Institutional Building Construction | 8 | $80K | $10K | 5.9% |
| 621340 | Offices of Physical, Occupational and Speech Therapists, and Audiologi | 8 | $600K | $75K | 5.9% |
| 236116 | New Multifamily Housing Construction (except Operative Builders) | 8 | $1.2M | $150K | 5.9% |
| 424210 | Drugs and Druggists' Sundries Merchant Wholesalers | 8 | $400K | $50K | 5.9% |
| 621210 | Offices of Dentists | 8 | $840K | $105K | 5.9% |
| 541330 | Engineering Services | 8 | $3.2M | $403K | 5.9% |
| 811111 | General Automotive Repair | 8 | $4.8M | $605K | 5.9% |
Geographic Distribution
SBA lending activity for Hudson Valley CU by state
| State | Loans | Volume | Share |
|---|---|---|---|
| New York (NY) | 136 | $54.8M | 100.0% |
Why Choose Hudson Valley CU?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 136 SBA loans approved, totaling $54.8M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesal, Plumbing, Heating, and Air-Conditioning Contractors
- ✓Competitive Terms: Average interest rate of 8.14% with flexible term lengths averaging 121 months
- ✓Loan Range: Loan sizes from $10K to $2.4M, with an average of $403K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in NY
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Hudson Valley CU SBA lending
What types of businesses does Hudson Valley CU typically finance?
Hudson Valley CU specializes in SBA 7(a) lending to specific industries including full-service restaurants, medical, dental, and hospital equipment and supplies merchant wholesal, plumbing, heating, and air-conditioning contractors, commercial and institutional building construction. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Hudson Valley CU's typical SBA loan terms?
Hudson Valley CU's SBA 7(a) loans typically feature an average interest rate of 8.14% and average term length of 121 months (approximately 10 years). Loan sizes range from $10K to $2.4M, with an average loan size of $403K.
Do I need a business valuation for a Hudson Valley CU SBA loan?
Yes, Hudson Valley CU typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Hudson Valley CU compare to other SBA lenders?
Hudson Valley CU has originated 136 SBA loans totaling $54.8M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Hudson Valley CU lend in?
Hudson Valley CU provides SBA 7(a) financing with particularly strong presence in NY. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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