HSBC Payment Services (USA) Inc
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by HSBC Payment Services (USA) Inc · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621210 | Offices of Dentists | 1 | $150K | $150K | 50.0% |
Geographic Distribution
SBA lending activity for HSBC Payment Services (USA) Inc by state
| State | Loans | Volume | Share |
|---|---|---|---|
| New York (NY) | 2 | $185K | 100.0% |
Why Choose HSBC Payment Services (USA) Inc?
Based on SBA 7(a) lending track record from 2001-2002
- ✓Proven Track Record: 2 SBA loans approved, totaling $185K in financing
- ✓Industry Expertise: Specialized focus on Offices of Dentists
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 88 months
- ✓Loan Range: Loan sizes from $35K to $150K, with an average of $93K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in NY
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about HSBC Payment Services (USA) Inc SBA lending
What types of businesses does HSBC Payment Services (USA) Inc typically finance?
HSBC Payment Services (USA) Inc specializes in SBA 7(a) lending to specific industries including offices of dentists. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are HSBC Payment Services (USA) Inc's typical SBA loan terms?
HSBC Payment Services (USA) Inc's SBA 7(a) loans typically feature an average interest rate of — and average term length of 88 months (approximately 7 years). Loan sizes range from $35K to $150K, with an average loan size of $93K.
Do I need a business valuation for a HSBC Payment Services (USA) Inc SBA loan?
Yes, HSBC Payment Services (USA) Inc typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does HSBC Payment Services (USA) Inc compare to other SBA lenders?
HSBC Payment Services (USA) Inc has originated 2 SBA loans totaling $185K since 2001. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does HSBC Payment Services (USA) Inc lend in?
HSBC Payment Services (USA) Inc provides SBA 7(a) financing with particularly strong presence in NY. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
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