Holy Rosary Credit Union
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Holy Rosary Credit Union
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 624410 | Child Day Care Services | 8 | $1.9M | $239K | 100.0% |
Geographic Distribution
SBA lending activity for Holy Rosary Credit Union by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Missouri (MO) | 8 | $1.9M | 100.0% |
Why Choose Holy Rosary Credit Union?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 8 SBA loans approved, totaling $1.9M in financing
- ✓Industry Expertise: Specialized focus on Child Day Care Services
- ✓Competitive Terms: Average interest rate of 10.25% with flexible term lengths averaging 300 months
- ✓Loan Range: Loan sizes from $239K to $239K, with an average of $239K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in MO
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Holy Rosary Credit Union SBA lending
What types of businesses does Holy Rosary Credit Union typically finance?
Holy Rosary Credit Union specializes in SBA 7(a) lending to specific industries including child day care services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Holy Rosary Credit Union's typical SBA loan terms?
Holy Rosary Credit Union's SBA 7(a) loans typically feature an average interest rate of 10.25% and average term length of 300 months (approximately 25 years). Loan sizes range from $239K to $239K, with an average loan size of $239K.
Do I need a business valuation for a Holy Rosary Credit Union SBA loan?
Yes, Holy Rosary Credit Union typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Holy Rosary Credit Union compare to other SBA lenders?
Holy Rosary Credit Union has originated 8 SBA loans totaling $1.9M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Holy Rosary Credit Union lend in?
Holy Rosary Credit Union provides SBA 7(a) financing with particularly strong presence in MO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.