Helm Bank USA
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Helm Bank USA · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 561510 | Travel Agencies | 2 | $80K | $40K | 5.4% |
| 621210 | Offices of Dentists | 1 | $100K | $100K | 2.7% |
| 326211 | Tire Manufacturing (except Retreading) | 1 | $100K | $100K | 2.7% |
| 713930 | Marinas | 1 | $40K | $40K | 2.7% |
| 541330 | Engineering Services | 1 | $100K | $100K | 2.7% |
Geographic Distribution
SBA lending activity for Helm Bank USA by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Florida (FL) | 37 | $2.6M | 100.0% |
Why Choose Helm Bank USA?
Based on SBA 7(a) lending track record from 1994-1999
- ✓Proven Track Record: 37 SBA loans approved, totaling $2.6M in financing
- ✓Industry Expertise: Specialized focus on Travel Agencies, Offices of Dentists, Tire Manufacturing (except Retreading)
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 83 months
- ✓Loan Range: Loan sizes from $25K to $110K, with an average of $70K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in FL
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Helm Bank USA SBA lending
What types of businesses does Helm Bank USA typically finance?
Helm Bank USA specializes in SBA 7(a) lending to specific industries including travel agencies, offices of dentists, tire manufacturing (except retreading), marinas. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Helm Bank USA's typical SBA loan terms?
Helm Bank USA's SBA 7(a) loans typically feature an average interest rate of — and average term length of 83 months (approximately 7 years). Loan sizes range from $25K to $110K, with an average loan size of $70K.
Do I need a business valuation for a Helm Bank USA SBA loan?
Yes, Helm Bank USA typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Helm Bank USA compare to other SBA lenders?
Helm Bank USA has originated 37 SBA loans totaling $2.6M since 1994. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Helm Bank USA lend in?
Helm Bank USA provides SBA 7(a) financing with particularly strong presence in FL. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
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