Hawthorn Bancshares, Inc
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Hawthorn Bancshares, Inc · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 445110 | Supermarkets and Other Grocery Retailers (except Convenience Retailers) | 1 | $60K | $60K | 100.0% |
Geographic Distribution
SBA lending activity for Hawthorn Bancshares, Inc by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Missouri (MO) | 1 | $60K | 100.0% |
Why Choose Hawthorn Bancshares, Inc?
Based on SBA 7(a) lending track record from 1999-1999
- ✓Proven Track Record: 1 SBA loans approved, totaling $60K in financing
- ✓Industry Expertise: Specialized focus on Supermarkets and Other Grocery Retailers (except Convenience Retailers)
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 84 months
- ✓Loan Range: Loan sizes from $60K to $60K, with an average of $60K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in MO
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Hawthorn Bancshares, Inc SBA lending
What types of businesses does Hawthorn Bancshares, Inc typically finance?
Hawthorn Bancshares, Inc specializes in SBA 7(a) lending to specific industries including supermarkets and other grocery retailers (except convenience retailers). They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Hawthorn Bancshares, Inc's typical SBA loan terms?
Hawthorn Bancshares, Inc's SBA 7(a) loans typically feature an average interest rate of — and average term length of 84 months (approximately 7 years). Loan sizes range from $60K to $60K, with an average loan size of $60K.
Do I need a business valuation for a Hawthorn Bancshares, Inc SBA loan?
Yes, Hawthorn Bancshares, Inc typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Hawthorn Bancshares, Inc compare to other SBA lenders?
Hawthorn Bancshares, Inc has originated 1 SBA loans totaling $60K since 1999. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Hawthorn Bancshares, Inc lend in?
Hawthorn Bancshares, Inc provides SBA 7(a) financing with particularly strong presence in MO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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