Hawaii Community FCU
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Hawaii Community FCU · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 236115 | New Single-Family Housing Construction (except For-Sale Builders) | 4 | $185K | $46K | 6.9% |
| 238210 | Electrical Contractors and Other Wiring Installation Contractors | 3 | $105K | $35K | 5.2% |
| 541310 | Architectural Services | 2 | $55K | $28K | 3.4% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 2 | $50K | $25K | 3.4% |
| 327991 | Cut Stone and Stone Product Manufacturing | 2 | $100K | $50K | 3.4% |
| 238390 | Other Building Finishing Contractors | 2 | $45K | $23K | 3.4% |
| 424480 | Fresh Fruit and Vegetable Merchant Wholesalers | 2 | $85K | $43K | 3.4% |
| 238910 | Site Preparation Contractors | 2 | $100K | $50K | 3.4% |
| 621210 | Offices of Dentists | 2 | $85K | $43K | 3.4% |
| 811310 | Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance | 1 | $40K | $40K | 1.7% |
Geographic Distribution
SBA lending activity for Hawaii Community FCU by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Hawaii (HI) | 58 | $2.0M | 100.0% |
Why Choose Hawaii Community FCU?
Based on SBA 7(a) lending track record from 2007-2019
- ✓Proven Track Record: 58 SBA loans approved, totaling $2.0M in financing
- ✓Industry Expertise: Specialized focus on New Single-Family Housing Construction (except For-Sale Builders), Electrical Contractors and Other Wiring Installation Contractors, Architectural Services
- ✓Competitive Terms: Average interest rate of 6.45% with flexible term lengths averaging 79 months
- ✓Loan Range: Loan sizes from $5K to $50K, with an average of $34K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in HI
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Hawaii Community FCU SBA lending
What types of businesses does Hawaii Community FCU typically finance?
Hawaii Community FCU specializes in SBA 7(a) lending to specific industries including new single-family housing construction (except for-sale builders), electrical contractors and other wiring installation contractors, architectural services, plumbing, heating, and air-conditioning contractors. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Hawaii Community FCU's typical SBA loan terms?
Hawaii Community FCU's SBA 7(a) loans typically feature an average interest rate of 6.45% and average term length of 79 months (approximately 7 years). Loan sizes range from $5K to $50K, with an average loan size of $34K.
Do I need a business valuation for a Hawaii Community FCU SBA loan?
Yes, Hawaii Community FCU typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Hawaii Community FCU compare to other SBA lenders?
Hawaii Community FCU has originated 58 SBA loans totaling $2.0M since 2007. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Hawaii Community FCU lend in?
Hawaii Community FCU provides SBA 7(a) financing with particularly strong presence in HI. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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