Harvest Small Business Finance, LLC
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Harvest Small Business Finance, LLC
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 1,088 | $1.27B | $1.2M | 6.6% |
| 624410 | Child Day Care Services | 816 | $714.3M | $875K | 4.9% |
| 811111 | General Automotive Repair | 744 | $730.9M | $982K | 4.5% |
| 722513 | Limited-Service Restaurants | 472 | $428.4M | $908K | 2.9% |
| 623312 | Homes for the Elderly | 376 | $495.9M | $1.3M | 2.3% |
| 531120 | Lessors of Nonresidential Buildings (except Miniwarehouses) | 368 | $578.3M | $1.6M | 2.2% |
| 721110 | Hotels (except Casino Hotels) and Motels | 336 | $666.3M | $2.0M | 2.0% |
| 812112 | Beauty Salons | 288 | $186.4M | $647K | 1.7% |
| 238990 | All Other Specialty Trade Contractors | 288 | $338.2M | $1.2M | 1.7% |
| 441120 | Used Car Dealers | 280 | $237.3M | $847K | 1.7% |
Geographic Distribution
SBA lending activity for Harvest Small Business Finance, LLC by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 7,008 | $8.76B | 42.5% |
| Florida (FL) | 1,344 | $1.20B | 8.2% |
| New York (NY) | 752 | $924.5M | 4.6% |
| Illinois (IL) | 904 | $857.6M | 5.5% |
| Texas (TX) | 744 | $764.4M | 4.5% |
| Washington (WA) | 464 | $551.8M | 2.8% |
| Georgia (GA) | 664 | $526.5M | 4.0% |
| Maryland (MD) | 408 | $420.2M | 2.5% |
| Nevada (NV) | 352 | $352.9M | 2.1% |
| Oregon (OR) | 256 | $342.6M | 1.6% |
| Arizona (AZ) | 440 | $316.5M | 2.7% |
| New Jersey (NJ) | 264 | $287.8M | 1.6% |
| Colorado (CO) | 256 | $282.6M | 1.6% |
| North Carolina (NC) | 344 | $255.7M | 2.1% |
| South Carolina (SC) | 248 | $241.6M | 1.5% |
| Ohio (OH) | 280 | $209.5M | 1.7% |
| Pennsylvania (PA) | 224 | $188.4M | 1.4% |
| Missouri (MO) | 112 | $142.9M | 0.7% |
| Tennessee (TN) | 104 | $133.8M | 0.6% |
| Virginia (VA) | 160 | $125.4M | 1.0% |
| Michigan (MI) | 176 | $119.1M | 1.1% |
| Kentucky (KY) | 48 | $106.2M | 0.3% |
| Wisconsin (WI) | 144 | $102.0M | 0.9% |
| Indiana (IN) | 88 | $100.5M | 0.5% |
| Utah (UT) | 56 | $98.3M | 0.3% |
| Idaho (ID) | 56 | $78.4M | 0.3% |
| Connecticut (CT) | 104 | $73.4M | 0.6% |
| Arkansas (AR) | 24 | $54.0M | 0.1% |
| New Mexico (NM) | 40 | $50.3M | 0.2% |
| Massachusetts (MA) | 80 | $43.5M | 0.5% |
| Mississippi (MS) | 24 | $39.6M | 0.1% |
| Kansas (KS) | 32 | $38.5M | 0.2% |
| Louisiana (LA) | 40 | $34.4M | 0.2% |
| Montana (MT) | 32 | $32.5M | 0.2% |
| Iowa (IA) | 32 | $20.3M | 0.2% |
| District of Columbia (DC) | 16 | $20.0M | 0.1% |
| Alabama (AL) | 48 | $17.8M | 0.3% |
| Minnesota (MN) | 40 | $17.7M | 0.2% |
| Wyoming (WY) | 8 | $12.9M | 0.0% |
| Hawaii (HI) | 8 | $11.9M | 0.0% |
| Delaware (DE) | 16 | $11.5M | 0.1% |
| Oklahoma (OK) | 8 | $9.5M | 0.0% |
| Maine (ME) | 16 | $9.0M | 0.1% |
| New Hampshire (NH) | 8 | $6.8M | 0.0% |
| Rhode Island (RI) | 8 | $3.6M | 0.0% |
| West Virginia (WV) | 8 | $2.6M | 0.0% |
Why Choose Harvest Small Business Finance, LLC?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 16,488 SBA loans approved, totaling $18.00B in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Child Day Care Services, General Automotive Repair
- ✓Competitive Terms: Average interest rate of 8.39% with flexible term lengths averaging 295 months
- ✓Loan Range: Loan sizes from $61K to $5.0M, with an average of $1.1M
- ✓Nationwide Reach: Active lending in 46 states, with strong presence in CA, FL, IL
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Harvest Small Business Finance, LLC SBA lending
What types of businesses does Harvest Small Business Finance, LLC typically finance?
Harvest Small Business Finance, LLC specializes in SBA 7(a) lending to specific industries including full-service restaurants, child day care services, general automotive repair, limited-service restaurants. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Harvest Small Business Finance, LLC's typical SBA loan terms?
Harvest Small Business Finance, LLC's SBA 7(a) loans typically feature an average interest rate of 8.39% and average term length of 295 months (approximately 25 years). Loan sizes range from $61K to $5.0M, with an average loan size of $1.1M.
Do I need a business valuation for a Harvest Small Business Finance, LLC SBA loan?
Yes, Harvest Small Business Finance, LLC typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Harvest Small Business Finance, LLC compare to other SBA lenders?
Harvest Small Business Finance, LLC has originated 16,488 SBA loans totaling $18.00B since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Harvest Small Business Finance, LLC lend in?
Harvest Small Business Finance, LLC provides SBA 7(a) financing with particularly strong presence in CA, FL, IL, NY, TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.