Guaranty Bank Inc
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Guaranty Bank Inc · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|
Geographic Distribution
SBA lending activity for Guaranty Bank Inc by state
| State | Loans | Volume | Share |
|---|---|---|---|
| West Virginia (WV) | 2 | $350K | 66.7% |
| Kentucky (KY) | 1 | $25K | 33.3% |
Why Choose Guaranty Bank Inc?
Based on SBA 7(a) lending track record from 1999-2003
- ✓Proven Track Record: 3 SBA loans approved, totaling $375K in financing
- ✓Industry Expertise: Specialized focus on
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 95 months
- ✓Loan Range: Loan sizes from $25K to $200K, with an average of $125K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in WV, KY
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Guaranty Bank Inc SBA lending
What types of businesses does Guaranty Bank Inc typically finance?
Guaranty Bank Inc specializes in SBA 7(a) lending to specific industries including . They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Guaranty Bank Inc's typical SBA loan terms?
Guaranty Bank Inc's SBA 7(a) loans typically feature an average interest rate of — and average term length of 95 months (approximately 8 years). Loan sizes range from $25K to $200K, with an average loan size of $125K.
Do I need a business valuation for a Guaranty Bank Inc SBA loan?
Yes, Guaranty Bank Inc typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Guaranty Bank Inc compare to other SBA lenders?
Guaranty Bank Inc has originated 3 SBA loans totaling $375K since 1999. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Guaranty Bank Inc lend in?
Guaranty Bank Inc provides SBA 7(a) financing with particularly strong presence in WV, KY. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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