Golden Belt Bank, FSA
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Golden Belt Bank, FSA · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 811111 | General Automotive Repair | 3 | $873K | $291K | 20.0% |
| 621310 | Offices of Chiropractors | 2 | $204K | $102K | 13.3% |
| 444120 | Paint and Wallpaper Retailers | 1 | $85K | $85K | 6.7% |
| 812990 | All Other Personal Services | 1 | $46K | $46K | 6.7% |
| 541511 | Custom Computer Programming Services | 1 | $20K | $20K | 6.7% |
Geographic Distribution
SBA lending activity for Golden Belt Bank, FSA by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Kansas (KS) | 14 | $1.8M | 93.3% |
| Colorado (CO) | 1 | $85K | 6.7% |
Why Choose Golden Belt Bank, FSA?
Based on SBA 7(a) lending track record from 1991-2012
- ✓Proven Track Record: 15 SBA loans approved, totaling $1.9M in financing
- ✓Industry Expertise: Specialized focus on General Automotive Repair, Offices of Chiropractors, Paint and Wallpaper Retailers
- ✓Competitive Terms: Average interest rate of 6.00% with flexible term lengths averaging 106 months
- ✓Loan Range: Loan sizes from $20K to $537K, with an average of $124K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in KS, CO
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Golden Belt Bank, FSA SBA lending
What types of businesses does Golden Belt Bank, FSA typically finance?
Golden Belt Bank, FSA specializes in SBA 7(a) lending to specific industries including general automotive repair, offices of chiropractors, paint and wallpaper retailers, all other personal services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Golden Belt Bank, FSA's typical SBA loan terms?
Golden Belt Bank, FSA's SBA 7(a) loans typically feature an average interest rate of 6.00% and average term length of 106 months (approximately 9 years). Loan sizes range from $20K to $537K, with an average loan size of $124K.
Do I need a business valuation for a Golden Belt Bank, FSA SBA loan?
Yes, Golden Belt Bank, FSA typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Golden Belt Bank, FSA compare to other SBA lenders?
Golden Belt Bank, FSA has originated 15 SBA loans totaling $1.9M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Golden Belt Bank, FSA lend in?
Golden Belt Bank, FSA provides SBA 7(a) financing with particularly strong presence in KS, CO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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