Georgia First Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Georgia First Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 811191 | Automotive Oil Change and Lubrication Shops | 1 | $637K | $637K | 100.0% |
Geographic Distribution
SBA lending activity for Georgia First Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Georgia (GA) | 1 | $637K | 100.0% |
Why Choose Georgia First Bank?
Based on SBA 7(a) lending track record from 2002-2002
- ✓Proven Track Record: 1 SBA loans approved, totaling $637K in financing
- ✓Industry Expertise: Specialized focus on Automotive Oil Change and Lubrication Shops
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 119 months
- ✓Loan Range: Loan sizes from $637K to $637K, with an average of $637K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in GA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Georgia First Bank SBA lending
What types of businesses does Georgia First Bank typically finance?
Georgia First Bank specializes in SBA 7(a) lending to specific industries including automotive oil change and lubrication shops. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Georgia First Bank's typical SBA loan terms?
Georgia First Bank's SBA 7(a) loans typically feature an average interest rate of — and average term length of 119 months (approximately 10 years). Loan sizes range from $637K to $637K, with an average loan size of $637K.
Do I need a business valuation for a Georgia First Bank SBA loan?
Yes, Georgia First Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Georgia First Bank compare to other SBA lenders?
Georgia First Bank has originated 1 SBA loans totaling $637K since 2002. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Georgia First Bank lend in?
Georgia First Bank provides SBA 7(a) financing with particularly strong presence in GA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
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Certified valuations are often required for SBA loans over $250,000.
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