Gateway Bank of St. Louis
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Gateway Bank of St. Louis · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 624410 | Child Care Services | 1 | $25K | $25K | 9.1% |
| 541110 | Offices of Lawyers | 1 | $50K | $50K | 9.1% |
| 812199 | Other Personal Care Services | 1 | $150K | $150K | 9.1% |
Geographic Distribution
SBA lending activity for Gateway Bank of St. Louis by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Missouri (MO) | 11 | $1.2M | 100.0% |
Why Choose Gateway Bank of St. Louis?
Based on SBA 7(a) lending track record from 1991-2005
- ✓Proven Track Record: 11 SBA loans approved, totaling $1.2M in financing
- ✓Industry Expertise: Specialized focus on Child Care Services, Offices of Lawyers, Other Personal Care Services
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 86 months
- ✓Loan Range: Loan sizes from $25K to $275K, with an average of $108K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in MO
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Gateway Bank of St. Louis SBA lending
What types of businesses does Gateway Bank of St. Louis typically finance?
Gateway Bank of St. Louis specializes in SBA 7(a) lending to specific industries including child care services, offices of lawyers, other personal care services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Gateway Bank of St. Louis's typical SBA loan terms?
Gateway Bank of St. Louis's SBA 7(a) loans typically feature an average interest rate of — and average term length of 86 months (approximately 7 years). Loan sizes range from $25K to $275K, with an average loan size of $108K.
Do I need a business valuation for a Gateway Bank of St. Louis SBA loan?
Yes, Gateway Bank of St. Louis typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Gateway Bank of St. Louis compare to other SBA lenders?
Gateway Bank of St. Louis has originated 11 SBA loans totaling $1.2M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Gateway Bank of St. Louis lend in?
Gateway Bank of St. Louis provides SBA 7(a) financing with particularly strong presence in MO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.