FVCbank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by FVCbank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 3 | $2.2M | $727K | 4.4% |
| 722410 | Drinking Places (Alcoholic Beverages) | 2 | $780K | $390K | 2.9% |
| 621399 | Offices of All Other Miscellaneous Health Practitioners | 2 | $500K | $250K | 2.9% |
| 811111 | General Automotive Repair | 2 | $165K | $83K | 2.9% |
| 722513 | Limited-Service Restaurants | 2 | $1.8M | $900K | 2.9% |
| 541611 | Administrative Management and General Management Consulting Services | 2 | $5.0M | $2.5M | 2.9% |
| 624410 | Child Care Services | 1 | $100K | $100K | 1.5% |
| 812310 | Coin-Operated Laundries and Drycleaners | 1 | $155K | $155K | 1.5% |
| 713990 | All Other Amusement and Recreation Industries | 1 | $300K | $300K | 1.5% |
| 541612 | Human Resources Consulting Services | 1 | $250K | $250K | 1.5% |
Geographic Distribution
SBA lending activity for FVCbank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Virginia (VA) | 22 | $15.1M | 32.4% |
| District of Columbia (DC) | 15 | $7.3M | 22.1% |
| Maryland (MD) | 31 | $7.2M | 45.6% |
Why Choose FVCbank?
Based on SBA 7(a) lending track record from 1995-2022
- ✓Proven Track Record: 68 SBA loans approved, totaling $29.7M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Drinking Places (Alcoholic Beverages), Offices of All Other Miscellaneous Health Practitioners
- ✓Competitive Terms: Average interest rate of 5.84% with flexible term lengths averaging 105 months
- ✓Loan Range: Loan sizes from $25K to $4.3M, with an average of $436K
- ✓Nationwide Reach: Active lending in 3 states, with strong presence in MD, VA, DC
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about FVCbank SBA lending
What types of businesses does FVCbank typically finance?
FVCbank specializes in SBA 7(a) lending to specific industries including full-service restaurants, drinking places (alcoholic beverages), offices of all other miscellaneous health practitioners, general automotive repair. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are FVCbank's typical SBA loan terms?
FVCbank's SBA 7(a) loans typically feature an average interest rate of 5.84% and average term length of 105 months (approximately 9 years). Loan sizes range from $25K to $4.3M, with an average loan size of $436K.
Do I need a business valuation for a FVCbank SBA loan?
Yes, FVCbank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does FVCbank compare to other SBA lenders?
FVCbank has originated 68 SBA loans totaling $29.7M since 1995. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does FVCbank lend in?
FVCbank provides SBA 7(a) financing with particularly strong presence in MD, VA, DC. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
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