FNCB Inc
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by FNCB Inc · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 337215 | Showcase, Partition, Shelving, and Locker Manufacturing | 2 | $700K | $350K | 40.0% |
| 541860 | Direct Mail Advertising | 1 | $100K | $100K | 20.0% |
Geographic Distribution
SBA lending activity for FNCB Inc by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Pennsylvania (PA) | 5 | $1.1M | 100.0% |
Why Choose FNCB Inc?
Based on SBA 7(a) lending track record from 1999-2003
- ✓Proven Track Record: 5 SBA loans approved, totaling $1.1M in financing
- ✓Industry Expertise: Specialized focus on Showcase, Partition, Shelving, and Locker Manufacturing, Direct Mail Advertising
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 105 months
- ✓Loan Range: Loan sizes from $100K to $400K, with an average of $226K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in PA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about FNCB Inc SBA lending
What types of businesses does FNCB Inc typically finance?
FNCB Inc specializes in SBA 7(a) lending to specific industries including showcase, partition, shelving, and locker manufacturing, direct mail advertising. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are FNCB Inc's typical SBA loan terms?
FNCB Inc's SBA 7(a) loans typically feature an average interest rate of — and average term length of 105 months (approximately 9 years). Loan sizes range from $100K to $400K, with an average loan size of $226K.
Do I need a business valuation for a FNCB Inc SBA loan?
Yes, FNCB Inc typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does FNCB Inc compare to other SBA lenders?
FNCB Inc has originated 5 SBA loans totaling $1.1M since 1999. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does FNCB Inc lend in?
FNCB Inc provides SBA 7(a) financing with particularly strong presence in PA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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