FNB Community Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by FNB Community Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 624410 | Child Care Services | 1 | $60K | $60K | 9.1% |
| 334111 | Electronic Computer Manufacturing | 1 | $90K | $90K | 9.1% |
| 621310 | Offices of Chiropractors | 1 | $80K | $80K | 9.1% |
Geographic Distribution
SBA lending activity for FNB Community Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Oklahoma (OK) | 11 | $2.5M | 100.0% |
Why Choose FNB Community Bank?
Based on SBA 7(a) lending track record from 1995-2012
- ✓Proven Track Record: 11 SBA loans approved, totaling $2.5M in financing
- ✓Industry Expertise: Specialized focus on Child Care Services, Electronic Computer Manufacturing, Offices of Chiropractors
- ✓Competitive Terms: Average interest rate of 5.75% with flexible term lengths averaging 72 months
- ✓Loan Range: Loan sizes from $20K to $1.0M, with an average of $227K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in OK
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about FNB Community Bank SBA lending
What types of businesses does FNB Community Bank typically finance?
FNB Community Bank specializes in SBA 7(a) lending to specific industries including child care services, electronic computer manufacturing, offices of chiropractors. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are FNB Community Bank's typical SBA loan terms?
FNB Community Bank's SBA 7(a) loans typically feature an average interest rate of 5.75% and average term length of 72 months (approximately 6 years). Loan sizes range from $20K to $1.0M, with an average loan size of $227K.
Do I need a business valuation for a FNB Community Bank SBA loan?
Yes, FNB Community Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does FNB Community Bank compare to other SBA lenders?
FNB Community Bank has originated 11 SBA loans totaling $2.5M since 1995. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does FNB Community Bank lend in?
FNB Community Bank provides SBA 7(a) financing with particularly strong presence in OK. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.