Florida Capital Bank, National Association
SBA 7(a) Lending Profile · FY 2021 analysis
Industry Focus
Top industries served by Florida Capital Bank, National Association
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621399 | Offices of All Other Miscellaneous Health Practitioners | 16 | $39.5M | $2.5M | 20.0% |
| 722511 | Full-Service Restaurants | 16 | $17.6M | $1.1M | 20.0% |
| 812910 | Pet Care (except Veterinary) Services | 8 | $4.1M | $509K | 10.0% |
| 541519 | Other Computer Related Services | 8 | $2.5M | $310K | 10.0% |
| 112210 | Hog and Pig Farming | 8 | $1.8M | $225K | 10.0% |
| 311911 | Roasted Nuts and Peanut Butter Manufacturing | 8 | $9.7M | $1.2M | 10.0% |
| 511110 | Newspaper Publishers | 8 | $2.2M | $275K | 10.0% |
| 336612 | Boat Building | 8 | $5.5M | $690K | 10.0% |
Geographic Distribution
SBA lending activity for Florida Capital Bank, National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Florida (FL) | 72 | $80.4M | 90.0% |
| Texas (TX) | 8 | $2.5M | 10.0% |
Why Choose Florida Capital Bank, National Association?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 80 SBA loans approved, totaling $82.8M in financing
- ✓Industry Expertise: Specialized focus on Offices of All Other Miscellaneous Health Practitioners, Full-Service Restaurants, Pet Care (except Veterinary) Services
- ✓Competitive Terms: Average interest rate of 6.24% with flexible term lengths averaging 175 months
- ✓Loan Range: Loan sizes from $225K to $4.7M, with an average of $1.0M
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in FL, TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Florida Capital Bank, National Association SBA lending
What types of businesses does Florida Capital Bank, National Association typically finance?
Florida Capital Bank, National Association specializes in SBA 7(a) lending to specific industries including offices of all other miscellaneous health practitioners, full-service restaurants, pet care (except veterinary) services, other computer related services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Florida Capital Bank, National Association's typical SBA loan terms?
Florida Capital Bank, National Association's SBA 7(a) loans typically feature an average interest rate of 6.24% and average term length of 175 months (approximately 15 years). Loan sizes range from $225K to $4.7M, with an average loan size of $1.0M.
Do I need a business valuation for a Florida Capital Bank, National Association SBA loan?
Yes, Florida Capital Bank, National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Florida Capital Bank, National Association compare to other SBA lenders?
Florida Capital Bank, National Association has originated 80 SBA loans totaling $82.8M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Florida Capital Bank, National Association lend in?
Florida Capital Bank, National Association provides SBA 7(a) financing with particularly strong presence in FL, TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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