Five Points Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Five Points Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 451110 | Sporting Goods Stores | 8 | $800K | $100K | 100.0% |
Geographic Distribution
SBA lending activity for Five Points Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Nebraska (NE) | 8 | $800K | 100.0% |
Why Choose Five Points Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 8 SBA loans approved, totaling $800K in financing
- ✓Industry Expertise: Specialized focus on Sporting Goods Stores
- ✓Competitive Terms: Average interest rate of 3.75% with flexible term lengths averaging 24 months
- ✓Loan Range: Loan sizes from $100K to $100K, with an average of $100K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in NE
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Five Points Bank SBA lending
What types of businesses does Five Points Bank typically finance?
Five Points Bank specializes in SBA 7(a) lending to specific industries including sporting goods stores. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Five Points Bank's typical SBA loan terms?
Five Points Bank's SBA 7(a) loans typically feature an average interest rate of 3.75% and average term length of 24 months (approximately 2 years). Loan sizes range from $100K to $100K, with an average loan size of $100K.
Do I need a business valuation for a Five Points Bank SBA loan?
Yes, Five Points Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Five Points Bank compare to other SBA lenders?
Five Points Bank has originated 8 SBA loans totaling $800K since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Five Points Bank lend in?
Five Points Bank provides SBA 7(a) financing with particularly strong presence in NE. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.