First Western SBLC, Inc
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by First Western SBLC, Inc
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 721110 | Hotels (except Casino Hotels) and Motels | 1,392 | $2.79B | $2.0M | 98.3% |
| 722513 | Limited-Service Restaurants | 8 | $5.5M | $690K | 0.6% |
| 447110 | Gasoline Stations with Convenience Stores | 8 | $6.8M | $850K | 0.6% |
| 457110 | Other | 8 | $5.7M | $709K | 0.6% |
Geographic Distribution
SBA lending activity for First Western SBLC, Inc by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Ohio (OH) | 184 | $469.0M | 13.0% |
| Texas (TX) | 112 | $248.7M | 7.9% |
| West Virginia (WV) | 80 | $210.5M | 5.6% |
| Michigan (MI) | 80 | $195.9M | 5.6% |
| Florida (FL) | 72 | $166.6M | 5.1% |
| Illinois (IL) | 72 | $114.8M | 5.1% |
| Indiana (IN) | 64 | $110.1M | 4.5% |
| Virginia (VA) | 48 | $100.1M | 3.4% |
| Kentucky (KY) | 64 | $97.8M | 4.5% |
| Montana (MT) | 56 | $91.5M | 4.0% |
| New York (NY) | 56 | $91.3M | 4.0% |
| North Carolina (NC) | 48 | $86.8M | 3.4% |
| Louisiana (LA) | 32 | $76.2M | 2.3% |
| Tennessee (TN) | 32 | $72.7M | 2.3% |
| Washington (WA) | 16 | $64.9M | 1.1% |
| Oklahoma (OK) | 40 | $59.2M | 2.8% |
| New Mexico (NM) | 24 | $58.7M | 1.7% |
| California (CA) | 24 | $56.1M | 1.7% |
| Georgia (GA) | 32 | $49.1M | 2.3% |
| Pennsylvania (PA) | 16 | $40.6M | 1.1% |
| Mississippi (MS) | 16 | $36.8M | 1.1% |
| Maryland (MD) | 16 | $36.7M | 1.1% |
| Kansas (KS) | 24 | $35.5M | 1.7% |
| North Dakota (ND) | 32 | $35.0M | 2.3% |
| Colorado (CO) | 32 | $34.4M | 2.3% |
| Iowa (IA) | 32 | $30.9M | 2.3% |
| Wisconsin (WI) | 16 | $28.6M | 1.1% |
| Alabama (AL) | 24 | $27.3M | 1.7% |
| Nevada (NV) | 16 | $19.0M | 1.1% |
| Missouri (MO) | 16 | $18.0M | 1.1% |
| South Dakota (SD) | 8 | $14.4M | 0.6% |
| Arkansas (AR) | 8 | $11.8M | 0.6% |
| Minnesota (MN) | 8 | $8.0M | 0.6% |
| Oregon (OR) | 8 | $7.4M | 0.6% |
| New Jersey (NJ) | 8 | $5.5M | 0.6% |
Why Choose First Western SBLC, Inc?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 1,416 SBA loans approved, totaling $2.81B in financing
- ✓Industry Expertise: Specialized focus on Hotels (except Casino Hotels) and Motels, Limited-Service Restaurants, Gasoline Stations with Convenience Stores
- ✓Competitive Terms: Average interest rate of 6.98% with flexible term lengths averaging 297 months
- ✓Loan Range: Loan sizes from $174K to $5.0M, with an average of $2.0M
- ✓Nationwide Reach: Active lending in 35 states, with strong presence in OH, TX, WV
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about First Western SBLC, Inc SBA lending
What types of businesses does First Western SBLC, Inc typically finance?
First Western SBLC, Inc specializes in SBA 7(a) lending to specific industries including hotels (except casino hotels) and motels, limited-service restaurants, gasoline stations with convenience stores, other. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are First Western SBLC, Inc's typical SBA loan terms?
First Western SBLC, Inc's SBA 7(a) loans typically feature an average interest rate of 6.98% and average term length of 297 months (approximately 25 years). Loan sizes range from $174K to $5.0M, with an average loan size of $2.0M.
Do I need a business valuation for a First Western SBLC, Inc SBA loan?
Yes, First Western SBLC, Inc typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does First Western SBLC, Inc compare to other SBA lenders?
First Western SBLC, Inc has originated 1,416 SBA loans totaling $2.81B since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does First Western SBLC, Inc lend in?
First Western SBLC, Inc provides SBA 7(a) financing with particularly strong presence in OH, TX, WV, MI, FL. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
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