First Bank Kansas
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by First Bank Kansas · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 811192 | Car Washes | 1 | $45K | $45K | 3.6% |
| 238990 | All Other Specialty Trade Contractors | 1 | $56K | $56K | 3.6% |
| 811310 | Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance | 1 | $140K | $140K | 3.6% |
| 332999 | All Other Miscellaneous Fabricated Metal Product Manufacturing | 1 | $474K | $474K | 3.6% |
| 325211 | Plastics Material and Resin Manufacturing | 1 | $1.6M | $1.6M | 3.6% |
| 722511 | Full-Service Restaurants | 1 | $500K | $500K | 3.6% |
| 524210 | Insurance Agencies and Brokerages | 1 | $75K | $75K | 3.6% |
| 339116 | Dental Laboratories | 1 | $17K | $17K | 3.6% |
| 621310 | Offices of Chiropractors | 1 | $33K | $33K | 3.6% |
| 561320 | Temporary Help Services | 1 | $150K | $150K | 3.6% |
Geographic Distribution
SBA lending activity for First Bank Kansas by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Kansas (KS) | 28 | $6.0M | 100.0% |
Why Choose First Bank Kansas?
Based on SBA 7(a) lending track record from 1991-2021
- ✓Proven Track Record: 28 SBA loans approved, totaling $6.0M in financing
- ✓Industry Expertise: Specialized focus on Car Washes, All Other Specialty Trade Contractors, Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance
- ✓Competitive Terms: Average interest rate of 5.95% with flexible term lengths averaging 118 months
- ✓Loan Range: Loan sizes from $15K to $1.6M, with an average of $213K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in KS
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about First Bank Kansas SBA lending
What types of businesses does First Bank Kansas typically finance?
First Bank Kansas specializes in SBA 7(a) lending to specific industries including car washes, all other specialty trade contractors, commercial and industrial machinery and equipment (except automotive and electronic) repair and maintenance, all other miscellaneous fabricated metal product manufacturing. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are First Bank Kansas's typical SBA loan terms?
First Bank Kansas's SBA 7(a) loans typically feature an average interest rate of 5.95% and average term length of 118 months (approximately 10 years). Loan sizes range from $15K to $1.6M, with an average loan size of $213K.
Do I need a business valuation for a First Bank Kansas SBA loan?
Yes, First Bank Kansas typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does First Bank Kansas compare to other SBA lenders?
First Bank Kansas has originated 28 SBA loans totaling $6.0M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does First Bank Kansas lend in?
First Bank Kansas provides SBA 7(a) financing with particularly strong presence in KS. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
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