First American Capital Corp.
SBA 7(a) Lending Profile · FY 2025 analysis
Industry Focus
Top industries served by First American Capital Corp.
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722515 | Snack and Nonalcoholic Beverage Bars | 16 | $1.1M | $66K | 50.0% |
| 484220 | Specialized Freight (except Used Goods) Trucking, Local | 8 | $1.1M | $135K | 25.0% |
| 311811 | Retail Bakeries | 8 | $240K | $30K | 25.0% |
Geographic Distribution
SBA lending activity for First American Capital Corp. by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Wisconsin (WI) | 32 | $2.4M | 100.0% |
Why Choose First American Capital Corp.?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 32 SBA loans approved, totaling $2.4M in financing
- ✓Industry Expertise: Specialized focus on Snack and Nonalcoholic Beverage Bars, Specialized Freight (except Used Goods) Trucking, Local, Retail Bakeries
- ✓Competitive Terms: Average interest rate of 8.25% with flexible term lengths averaging 78 months
- ✓Loan Range: Loan sizes from $30K to $135K, with an average of $74K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in WI
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about First American Capital Corp. SBA lending
What types of businesses does First American Capital Corp. typically finance?
First American Capital Corp. specializes in SBA 7(a) lending to specific industries including snack and nonalcoholic beverage bars, specialized freight (except used goods) trucking, local, retail bakeries. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are First American Capital Corp.'s typical SBA loan terms?
First American Capital Corp.'s SBA 7(a) loans typically feature an average interest rate of 8.25% and average term length of 78 months (approximately 7 years). Loan sizes range from $30K to $135K, with an average loan size of $74K.
Do I need a business valuation for a First American Capital Corp. SBA loan?
Yes, First American Capital Corp. typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does First American Capital Corp. compare to other SBA lenders?
First American Capital Corp. has originated 32 SBA loans totaling $2.4M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does First American Capital Corp. lend in?
First American Capital Corp. provides SBA 7(a) financing with particularly strong presence in WI. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
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