FCN Bank, National Association
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by FCN Bank, National Association · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 484220 | Specialized Freight (except Used Goods) Trucking, Local | 8 | $696K | $87K | 19.0% |
| 722511 | Full-Service Restaurants | 5 | $325K | $65K | 11.9% |
| 111421 | Nursery and Tree Production | 3 | $2.3M | $771K | 7.1% |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 2 | $169K | $85K | 4.8% |
| 811192 | Car Washes | 2 | $255K | $128K | 4.8% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 2 | $546K | $273K | 4.8% |
| 484121 | General Freight Trucking, Long-Distance, Truckload | 1 | $40K | $40K | 2.4% |
| 621210 | Offices of Dentists | 1 | $200K | $200K | 2.4% |
| 238190 | Other Foundation, Structure, and Building Exterior Contractors | 1 | $150K | $150K | 2.4% |
| 238110 | Poured Concrete Foundation and Structure Contractors | 1 | $150K | $150K | 2.4% |
Geographic Distribution
SBA lending activity for FCN Bank, National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Indiana (IN) | 28 | $5.6M | 66.7% |
| Ohio (OH) | 14 | $2.1M | 33.3% |
Why Choose FCN Bank, National Association?
Based on SBA 7(a) lending track record from 2004-2025
- ✓Proven Track Record: 42 SBA loans approved, totaling $7.7M in financing
- ✓Industry Expertise: Specialized focus on Specialized Freight (except Used Goods) Trucking, Local, Full-Service Restaurants, Nursery and Tree Production
- ✓Competitive Terms: Average interest rate of 5.92% with flexible term lengths averaging 120 months
- ✓Loan Range: Loan sizes from $15K to $1.8M, with an average of $183K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in IN, OH
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about FCN Bank, National Association SBA lending
What types of businesses does FCN Bank, National Association typically finance?
FCN Bank, National Association specializes in SBA 7(a) lending to specific industries including specialized freight (except used goods) trucking, local, full-service restaurants, nursery and tree production, automotive body, paint, and interior repair and maintenance. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are FCN Bank, National Association's typical SBA loan terms?
FCN Bank, National Association's SBA 7(a) loans typically feature an average interest rate of 5.92% and average term length of 120 months (approximately 10 years). Loan sizes range from $15K to $1.8M, with an average loan size of $183K.
Do I need a business valuation for a FCN Bank, National Association SBA loan?
Yes, FCN Bank, National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does FCN Bank, National Association compare to other SBA lenders?
FCN Bank, National Association has originated 42 SBA loans totaling $7.7M since 2004. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does FCN Bank, National Association lend in?
FCN Bank, National Association provides SBA 7(a) financing with particularly strong presence in IN, OH. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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