Farmers Bank & Trust
SBA 7(a) Lending Profile · FY 2025 analysis
Industry Focus
Top industries served by Farmers Bank & Trust
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 8 | $4.0M | $500K | 100.0% |
Geographic Distribution
SBA lending activity for Farmers Bank & Trust by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Kansas (KS) | 8 | $4.0M | 100.0% |
Why Choose Farmers Bank & Trust?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 8 SBA loans approved, totaling $4.0M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants
- ✓Competitive Terms: Average interest rate of 8.40% with flexible term lengths averaging 248 months
- ✓Loan Range: Loan sizes from $500K to $500K, with an average of $500K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in KS
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Farmers Bank & Trust SBA lending
What types of businesses does Farmers Bank & Trust typically finance?
Farmers Bank & Trust specializes in SBA 7(a) lending to specific industries including full-service restaurants. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Farmers Bank & Trust's typical SBA loan terms?
Farmers Bank & Trust's SBA 7(a) loans typically feature an average interest rate of 8.40% and average term length of 248 months (approximately 21 years). Loan sizes range from $500K to $500K, with an average loan size of $500K.
Do I need a business valuation for a Farmers Bank & Trust SBA loan?
Yes, Farmers Bank & Trust typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Farmers Bank & Trust compare to other SBA lenders?
Farmers Bank & Trust has originated 8 SBA loans totaling $4.0M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Farmers Bank & Trust lend in?
Farmers Bank & Trust provides SBA 7(a) financing with particularly strong presence in KS. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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