F & M BANK-IOWA SOUTH CENTRAL
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by F & M BANK-IOWA SOUTH CENTRAL · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|
Geographic Distribution
SBA lending activity for F & M BANK-IOWA SOUTH CENTRAL by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Iowa (IA) | 2 | $411K | 100.0% |
Why Choose F & M BANK-IOWA SOUTH CENTRAL?
Based on SBA 7(a) lending track record from 1993-1996
- ✓Proven Track Record: 2 SBA loans approved, totaling $411K in financing
- ✓Industry Expertise: Specialized focus on
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 150 months
- ✓Loan Range: Loan sizes from $46K to $365K, with an average of $205K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in IA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about F & M BANK-IOWA SOUTH CENTRAL SBA lending
What types of businesses does F & M BANK-IOWA SOUTH CENTRAL typically finance?
F & M BANK-IOWA SOUTH CENTRAL specializes in SBA 7(a) lending to specific industries including . They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are F & M BANK-IOWA SOUTH CENTRAL's typical SBA loan terms?
F & M BANK-IOWA SOUTH CENTRAL's SBA 7(a) loans typically feature an average interest rate of — and average term length of 150 months (approximately 13 years). Loan sizes range from $46K to $365K, with an average loan size of $205K.
Do I need a business valuation for a F & M BANK-IOWA SOUTH CENTRAL SBA loan?
Yes, F & M BANK-IOWA SOUTH CENTRAL typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does F & M BANK-IOWA SOUTH CENTRAL compare to other SBA lenders?
F & M BANK-IOWA SOUTH CENTRAL has originated 2 SBA loans totaling $411K since 1993. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does F & M BANK-IOWA SOUTH CENTRAL lend in?
F & M BANK-IOWA SOUTH CENTRAL provides SBA 7(a) financing with particularly strong presence in IA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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