Exchange Bank Co
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Exchange Bank Co · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 488330 | Navigational Services to Shipping | 1 | $700K | $700K | 33.3% |
Geographic Distribution
SBA lending activity for Exchange Bank Co by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Illinois (IL) | 1 | $700K | 33.3% |
| Missouri (MO) | 2 | $321K | 66.7% |
Why Choose Exchange Bank Co?
Based on SBA 7(a) lending track record from 1992-1995
- ✓Proven Track Record: 3 SBA loans approved, totaling $1.0M in financing
- ✓Industry Expertise: Specialized focus on Navigational Services to Shipping
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 121 months
- ✓Loan Range: Loan sizes from $21K to $700K, with an average of $340K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in MO, IL
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Exchange Bank Co SBA lending
What types of businesses does Exchange Bank Co typically finance?
Exchange Bank Co specializes in SBA 7(a) lending to specific industries including navigational services to shipping. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Exchange Bank Co's typical SBA loan terms?
Exchange Bank Co's SBA 7(a) loans typically feature an average interest rate of — and average term length of 121 months (approximately 10 years). Loan sizes range from $21K to $700K, with an average loan size of $340K.
Do I need a business valuation for a Exchange Bank Co SBA loan?
Yes, Exchange Bank Co typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Exchange Bank Co compare to other SBA lenders?
Exchange Bank Co has originated 3 SBA loans totaling $1.0M since 1992. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Exchange Bank Co lend in?
Exchange Bank Co provides SBA 7(a) financing with particularly strong presence in MO, IL. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
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