Ent CU
SBA 7(a) Lending Profile · FY 2025 analysis
Industry Focus
Top industries served by Ent CU
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 811111 | General Automotive Repair | 8 | $600K | $75K | 5.9% |
| 722330 | Mobile Food Services | 8 | $1.8M | $225K | 5.9% |
| 621610 | Home Health Care Services | 8 | $2.4M | $300K | 5.9% |
| 562991 | Septic Tank and Related Services | 8 | $600K | $75K | 5.9% |
| 722513 | Limited-Service Restaurants | 8 | $4.4M | $550K | 5.9% |
| 444180 | Other | 8 | $1.0M | $125K | 5.9% |
| 561790 | Other Services to Buildings and Dwellings | 8 | $5.2M | $650K | 5.9% |
| 621340 | Offices of Physical, Occupational and Speech Therapists, and Audiologi | 8 | $8.0M | $1.0M | 5.9% |
| 459420 | Other | 8 | $12.1M | $1.5M | 5.9% |
| 541519 | Other Computer Related Services | 8 | $13.4M | $1.7M | 5.9% |
Geographic Distribution
SBA lending activity for Ent CU by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Colorado (CO) | 136 | $110.1M | 100.0% |
Why Choose Ent CU?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 136 SBA loans approved, totaling $110.1M in financing
- ✓Industry Expertise: Specialized focus on General Automotive Repair, Mobile Food Services, Home Health Care Services
- ✓Competitive Terms: Average interest rate of 9.43% with flexible term lengths averaging 131 months
- ✓Loan Range: Loan sizes from $75K to $2.6M, with an average of $810K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in CO
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Ent CU SBA lending
What types of businesses does Ent CU typically finance?
Ent CU specializes in SBA 7(a) lending to specific industries including general automotive repair, mobile food services, home health care services, septic tank and related services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Ent CU's typical SBA loan terms?
Ent CU's SBA 7(a) loans typically feature an average interest rate of 9.43% and average term length of 131 months (approximately 11 years). Loan sizes range from $75K to $2.6M, with an average loan size of $810K.
Do I need a business valuation for a Ent CU SBA loan?
Yes, Ent CU typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Ent CU compare to other SBA lenders?
Ent CU has originated 136 SBA loans totaling $110.1M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Ent CU lend in?
Ent CU provides SBA 7(a) financing with particularly strong presence in CO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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