Dupaco Community CU
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Dupaco Community CU · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 561730 | Landscaping Services | 5 | $528K | $106K | 10.0% |
| 621310 | Offices of Chiropractors | 5 | $190K | $38K | 10.0% |
| 812112 | Beauty Salons | 3 | $19K | $6K | 6.0% |
| 238110 | Poured Concrete Foundation and Structure Contractors | 2 | $120K | $60K | 4.0% |
| 524210 | Insurance Agencies and Brokerages | 2 | $65K | $33K | 4.0% |
| 424990 | Other Miscellaneous Nondurable Goods Merchant Wholesalers | 2 | $300K | $150K | 4.0% |
| 524298 | All Other Insurance Related Activities | 2 | $42K | $21K | 4.0% |
| 541921 | Photography Studios, Portrait | 2 | $45K | $23K | 4.0% |
| 562991 | Septic Tank and Related Services | 2 | $289K | $145K | 4.0% |
| 424590 | Other Farm Product Raw Material Merchant Wholesalers | 2 | $56K | $28K | 4.0% |
Geographic Distribution
SBA lending activity for Dupaco Community CU by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Iowa (IA) | 38 | $2.1M | 76.0% |
| Wisconsin (WI) | 8 | $2.1M | 16.0% |
| Illinois (IL) | 4 | $195K | 8.0% |
Why Choose Dupaco Community CU?
Based on SBA 7(a) lending track record from 2005-2014
- ✓Proven Track Record: 50 SBA loans approved, totaling $4.5M in financing
- ✓Industry Expertise: Specialized focus on Landscaping Services, Offices of Chiropractors, Beauty Salons
- ✓Competitive Terms: Average interest rate of 5.46% with flexible term lengths averaging 88 months
- ✓Loan Range: Loan sizes from $5K to $650K, with an average of $90K
- ✓Nationwide Reach: Active lending in 3 states, with strong presence in IA, WI, IL
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Dupaco Community CU SBA lending
What types of businesses does Dupaco Community CU typically finance?
Dupaco Community CU specializes in SBA 7(a) lending to specific industries including landscaping services, offices of chiropractors, beauty salons, poured concrete foundation and structure contractors. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Dupaco Community CU's typical SBA loan terms?
Dupaco Community CU's SBA 7(a) loans typically feature an average interest rate of 5.46% and average term length of 88 months (approximately 7 years). Loan sizes range from $5K to $650K, with an average loan size of $90K.
Do I need a business valuation for a Dupaco Community CU SBA loan?
Yes, Dupaco Community CU typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Dupaco Community CU compare to other SBA lenders?
Dupaco Community CU has originated 50 SBA loans totaling $4.5M since 2005. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Dupaco Community CU lend in?
Dupaco Community CU provides SBA 7(a) financing with particularly strong presence in IA, WI, IL. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.