Davis Trust Company
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Davis Trust Company · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 721110 | Hotels (except Casino Hotels) and Motels | 1 | $5.0M | $5.0M | 12.5% |
| 482112 | Short Line Railroads | 1 | $200K | $200K | 12.5% |
| 561440 | Collection Agencies | 1 | $20K | $20K | 12.5% |
| 321911 | Wood Window and Door Manufacturing | 1 | $100K | $100K | 12.5% |
| 113310 | Logging | 1 | $140K | $140K | 12.5% |
Geographic Distribution
SBA lending activity for Davis Trust Company by state
| State | Loans | Volume | Share |
|---|---|---|---|
| West Virginia (WV) | 8 | $6.1M | 100.0% |
Why Choose Davis Trust Company?
Based on SBA 7(a) lending track record from 1992-2015
- ✓Proven Track Record: 8 SBA loans approved, totaling $6.1M in financing
- ✓Industry Expertise: Specialized focus on Hotels (except Casino Hotels) and Motels, Short Line Railroads, Collection Agencies
- ✓Competitive Terms: Average interest rate of 6.08% with flexible term lengths averaging 95 months
- ✓Loan Range: Loan sizes from $20K to $5.0M, with an average of $761K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in WV
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Davis Trust Company SBA lending
What types of businesses does Davis Trust Company typically finance?
Davis Trust Company specializes in SBA 7(a) lending to specific industries including hotels (except casino hotels) and motels, short line railroads, collection agencies, wood window and door manufacturing. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Davis Trust Company's typical SBA loan terms?
Davis Trust Company's SBA 7(a) loans typically feature an average interest rate of 6.08% and average term length of 95 months (approximately 8 years). Loan sizes range from $20K to $5.0M, with an average loan size of $761K.
Do I need a business valuation for a Davis Trust Company SBA loan?
Yes, Davis Trust Company typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Davis Trust Company compare to other SBA lenders?
Davis Trust Company has originated 8 SBA loans totaling $6.1M since 1992. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Davis Trust Company lend in?
Davis Trust Company provides SBA 7(a) financing with particularly strong presence in WV. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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