Darby Bank & Trust Co
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Darby Bank & Trust Co · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 624410 | Child Care Services | 1 | $415K | $415K | 33.3% |
| 112320 | Broilers and Other Meat Type Chicken Production | 1 | $775K | $775K | 33.3% |
| 311119 | Other Animal Food Manufacturing | 1 | $410K | $410K | 33.3% |
Geographic Distribution
SBA lending activity for Darby Bank & Trust Co by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Georgia (GA) | 3 | $1.6M | 100.0% |
Why Choose Darby Bank & Trust Co?
Based on SBA 7(a) lending track record from 2000-2003
- ✓Proven Track Record: 3 SBA loans approved, totaling $1.6M in financing
- ✓Industry Expertise: Specialized focus on Child Care Services, Broilers and Other Meat Type Chicken Production, Other Animal Food Manufacturing
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 220 months
- ✓Loan Range: Loan sizes from $410K to $775K, with an average of $533K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in GA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Darby Bank & Trust Co SBA lending
What types of businesses does Darby Bank & Trust Co typically finance?
Darby Bank & Trust Co specializes in SBA 7(a) lending to specific industries including child care services, broilers and other meat type chicken production, other animal food manufacturing. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Darby Bank & Trust Co's typical SBA loan terms?
Darby Bank & Trust Co's SBA 7(a) loans typically feature an average interest rate of — and average term length of 220 months (approximately 18 years). Loan sizes range from $410K to $775K, with an average loan size of $533K.
Do I need a business valuation for a Darby Bank & Trust Co SBA loan?
Yes, Darby Bank & Trust Co typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Darby Bank & Trust Co compare to other SBA lenders?
Darby Bank & Trust Co has originated 3 SBA loans totaling $1.6M since 2000. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Darby Bank & Trust Co lend in?
Darby Bank & Trust Co provides SBA 7(a) financing with particularly strong presence in GA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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