Cumberland Federal Bank FSB
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Cumberland Federal Bank FSB
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 332710 | Machine Shops | 8 | $2.3M | $288K | 100.0% |
Geographic Distribution
SBA lending activity for Cumberland Federal Bank FSB by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Wisconsin (WI) | 8 | $2.3M | 100.0% |
Why Choose Cumberland Federal Bank FSB?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 8 SBA loans approved, totaling $2.3M in financing
- ✓Industry Expertise: Specialized focus on Machine Shops
- ✓Competitive Terms: Average interest rate of 7.50% with flexible term lengths averaging 120 months
- ✓Loan Range: Loan sizes from $288K to $288K, with an average of $288K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in WI
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Cumberland Federal Bank FSB SBA lending
What types of businesses does Cumberland Federal Bank FSB typically finance?
Cumberland Federal Bank FSB specializes in SBA 7(a) lending to specific industries including machine shops. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Cumberland Federal Bank FSB's typical SBA loan terms?
Cumberland Federal Bank FSB's SBA 7(a) loans typically feature an average interest rate of 7.50% and average term length of 120 months (approximately 10 years). Loan sizes range from $288K to $288K, with an average loan size of $288K.
Do I need a business valuation for a Cumberland Federal Bank FSB SBA loan?
Yes, Cumberland Federal Bank FSB typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Cumberland Federal Bank FSB compare to other SBA lenders?
Cumberland Federal Bank FSB has originated 8 SBA loans totaling $2.3M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Cumberland Federal Bank FSB lend in?
Cumberland Federal Bank FSB provides SBA 7(a) financing with particularly strong presence in WI. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.