Community First CU
SBA 7(a) Lending Profile · FY 2025 analysis
Industry Focus
Top industries served by Community First CU
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722513 | Limited-Service Restaurants | 16 | $5.4M | $339K | 22.2% |
| 238910 | Site Preparation Contractors | 16 | $2.4M | $152K | 22.2% |
| 111422 | Floriculture Production | 16 | $5.4M | $340K | 22.2% |
| 321999 | All Other Miscellaneous Wood Product Manufacturing | 16 | $24.6M | $1.5M | 22.2% |
| 812210 | Funeral Homes and Funeral Services | 8 | $6.9M | $860K | 11.1% |
Geographic Distribution
SBA lending activity for Community First CU by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Wisconsin (WI) | 72 | $44.8M | 100.0% |
Why Choose Community First CU?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 72 SBA loans approved, totaling $44.8M in financing
- ✓Industry Expertise: Specialized focus on Limited-Service Restaurants, Site Preparation Contractors, Floriculture Production
- ✓Competitive Terms: Average interest rate of 7.69% with flexible term lengths averaging 116 months
- ✓Loan Range: Loan sizes from $25K to $2.8M, with an average of $622K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in WI
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Community First CU SBA lending
What types of businesses does Community First CU typically finance?
Community First CU specializes in SBA 7(a) lending to specific industries including limited-service restaurants, site preparation contractors, floriculture production, all other miscellaneous wood product manufacturing. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Community First CU's typical SBA loan terms?
Community First CU's SBA 7(a) loans typically feature an average interest rate of 7.69% and average term length of 116 months (approximately 10 years). Loan sizes range from $25K to $2.8M, with an average loan size of $622K.
Do I need a business valuation for a Community First CU SBA loan?
Yes, Community First CU typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Community First CU compare to other SBA lenders?
Community First CU has originated 72 SBA loans totaling $44.8M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Community First CU lend in?
Community First CU provides SBA 7(a) financing with particularly strong presence in WI. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.