Community Capital Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Community Capital Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 812310 | Coin-Operated Laundries and Drycleaners | 7 | $1.3M | $191K | 3.6% |
| 624410 | Child Care Services | 7 | $2.3M | $322K | 3.6% |
| 722410 | Drinking Places (Alcoholic Beverages) | 4 | $995K | $249K | 2.0% |
| 811310 | Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance | 4 | $1.8M | $438K | 2.0% |
| 424950 | Paint, Varnish, and Supplies Merchant Wholesalers | 4 | $787K | $197K | 2.0% |
| 811111 | General Automotive Repair | 3 | $636K | $212K | 1.5% |
| 238210 | Electrical Contractors and Other Wiring Installation Contractors | 3 | $175K | $58K | 1.5% |
| 812112 | Beauty Salons | 3 | $200K | $67K | 1.5% |
| 238990 | All Other Specialty Trade Contractors | 2 | $190K | $95K | 1.0% |
| 541690 | Other Scientific and Technical Consulting Services | 2 | $900K | $450K | 1.0% |
Geographic Distribution
SBA lending activity for Community Capital Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| New York (NY) | 197 | $47.9M | 100.0% |
Why Choose Community Capital Bank?
Based on SBA 7(a) lending track record from 1992-2006
- ✓Proven Track Record: 197 SBA loans approved, totaling $47.9M in financing
- ✓Industry Expertise: Specialized focus on Coin-Operated Laundries and Drycleaners, Child Care Services, Drinking Places (Alcoholic Beverages)
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 92 months
- ✓Loan Range: Loan sizes from $10K to $2.0M, with an average of $243K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in NY
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Community Capital Bank SBA lending
What types of businesses does Community Capital Bank typically finance?
Community Capital Bank specializes in SBA 7(a) lending to specific industries including coin-operated laundries and drycleaners, child care services, drinking places (alcoholic beverages), commercial and industrial machinery and equipment (except automotive and electronic) repair and maintenance. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Community Capital Bank's typical SBA loan terms?
Community Capital Bank's SBA 7(a) loans typically feature an average interest rate of — and average term length of 92 months (approximately 8 years). Loan sizes range from $10K to $2.0M, with an average loan size of $243K.
Do I need a business valuation for a Community Capital Bank SBA loan?
Yes, Community Capital Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Community Capital Bank compare to other SBA lenders?
Community Capital Bank has originated 197 SBA loans totaling $47.9M since 1992. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Community Capital Bank lend in?
Community Capital Bank provides SBA 7(a) financing with particularly strong presence in NY. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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