Commonwealth Business Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Commonwealth Business Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 721110 | Hotels (except Casino Hotels) and Motels | 300 | $731.9M | $2.4M | 11.2% |
| 722511 | Full-Service Restaurants | 222 | $157.4M | $709K | 8.3% |
| 722513 | Limited-Service Restaurants | 123 | $65.6M | $533K | 4.6% |
| 445320 | Beer, Wine, and Liquor Retailers | 83 | $67.6M | $815K | 3.1% |
| 457110 | Gasoline Stations with Convenience Stores | 82 | $151.4M | $1.8M | 3.1% |
| 445110 | Supermarkets and Other Grocery Retailers (except Convenience Retailers) | 62 | $79.1M | $1.3M | 2.3% |
| 812310 | Coin-Operated Laundries and Drycleaners | 59 | $70.1M | $1.2M | 2.2% |
| 811192 | Car Washes | 50 | $99.2M | $2.0M | 1.9% |
| 445131 | Convenience Retailers | 46 | $25.8M | $560K | 1.7% |
| 812320 | Drycleaning and Laundry Services (except Coin-Operated) | 34 | $16.7M | $491K | 1.3% |
Geographic Distribution
SBA lending activity for Commonwealth Business Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 1,676 | $1.39B | 62.8% |
| Texas (TX) | 388 | $586.4M | 14.5% |
| Georgia (GA) | 120 | $173.8M | 4.5% |
| Washington (WA) | 113 | $156.7M | 4.2% |
| Colorado (CO) | 37 | $58.2M | 1.4% |
| Oregon (OR) | 34 | $53.1M | 1.3% |
| Arizona (AZ) | 27 | $48.2M | 1.0% |
| New York (NY) | 35 | $47.3M | 1.3% |
| Virginia (VA) | 12 | $29.3M | 0.4% |
| Nevada (NV) | 20 | $26.9M | 0.7% |
| South Carolina (SC) | 10 | $26.8M | 0.4% |
| Florida (FL) | 9 | $22.9M | 0.3% |
| North Carolina (NC) | 12 | $21.1M | 0.4% |
| Hawaii (HI) | 50 | $18.7M | 1.9% |
| Ohio (OH) | 12 | $18.7M | 0.4% |
| Utah (UT) | 11 | $16.1M | 0.4% |
| Maryland (MD) | 9 | $13.1M | 0.3% |
| Oklahoma (OK) | 4 | $11.2M | 0.1% |
| Alabama (AL) | 9 | $10.9M | 0.3% |
| New Mexico (NM) | 6 | $10.5M | 0.2% |
| North Dakota (ND) | 4 | $10.2M | 0.1% |
| Mississippi (MS) | 5 | $9.0M | 0.2% |
| West Virginia (WV) | 2 | $8.5M | 0.1% |
| Kentucky (KY) | 2 | $8.2M | 0.1% |
| Tennessee (TN) | 5 | $8.1M | 0.2% |
| Louisiana (LA) | 6 | $8.0M | 0.2% |
| New Jersey (NJ) | 10 | $7.4M | 0.4% |
| Wyoming (WY) | 4 | $7.4M | 0.1% |
| Nebraska (NE) | 2 | $6.5M | 0.1% |
| Michigan (MI) | 7 | $6.5M | 0.3% |
| Idaho (ID) | 1 | $4.6M | 0.0% |
| Indiana (IN) | 3 | $4.4M | 0.1% |
| Wisconsin (WI) | 4 | $4.0M | 0.1% |
| Kansas (KS) | 2 | $3.4M | 0.1% |
| Illinois (IL) | 3 | $2.8M | 0.1% |
| Rhode Island (RI) | 1 | $2.8M | 0.0% |
| District of Columbia (DC) | 3 | $2.2M | 0.1% |
| South Dakota (SD) | 1 | $1.8M | 0.0% |
| Minnesota (MN) | 1 | $1.4M | 0.0% |
| Missouri (MO) | 1 | $1.2M | 0.0% |
| Iowa (IA) | 1 | $1.1M | 0.0% |
| Montana (MT) | 1 | $970K | 0.0% |
| Massachusetts (MA) | 1 | $900K | 0.0% |
| Connecticut (CT) | 1 | $430K | 0.0% |
| Alaska (AK) | 1 | $410K | 0.0% |
| Pennsylvania (PA) | 1 | $170K | 0.0% |
Why Choose Commonwealth Business Bank?
Based on SBA 7(a) lending track record from 2005-2026
- ✓Proven Track Record: 2,667 SBA loans approved, totaling $2.85B in financing
- ✓Industry Expertise: Specialized focus on Hotels (except Casino Hotels) and Motels, Full-Service Restaurants, Limited-Service Restaurants
- ✓Competitive Terms: Average interest rate of 6.19% with flexible term lengths averaging 214 months
- ✓Loan Range: Loan sizes from $15K to $5.0M, with an average of $1.1M
- ✓Nationwide Reach: Active lending in 46 states, with strong presence in CA, TX, GA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Commonwealth Business Bank SBA lending
What types of businesses does Commonwealth Business Bank typically finance?
Commonwealth Business Bank specializes in SBA 7(a) lending to specific industries including hotels (except casino hotels) and motels, full-service restaurants, limited-service restaurants, beer, wine, and liquor retailers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Commonwealth Business Bank's typical SBA loan terms?
Commonwealth Business Bank's SBA 7(a) loans typically feature an average interest rate of 6.19% and average term length of 214 months (approximately 18 years). Loan sizes range from $15K to $5.0M, with an average loan size of $1.1M.
Do I need a business valuation for a Commonwealth Business Bank SBA loan?
Yes, Commonwealth Business Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Commonwealth Business Bank compare to other SBA lenders?
Commonwealth Business Bank has originated 2,667 SBA loans totaling $2.85B since 2005. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Commonwealth Business Bank lend in?
Commonwealth Business Bank provides SBA 7(a) financing with particularly strong presence in CA, TX, GA, WA, HI. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
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