Common Capital Inc.
SBA 7(a) Lending Profile · FY 2023 analysis
Industry Focus
Top industries served by Common Capital Inc.
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722330 | Mobile Food Services | 24 | $1.8M | $77K | 7.5% |
| 722410 | Drinking Places (Alcoholic Beverages) | 16 | $1.5M | $96K | 5.0% |
| 484121 | General Freight Trucking, Long Distance, Truckload | 16 | $2.7M | $170K | 5.0% |
| 722513 | Limited-Service Restaurants | 16 | $1.0M | $65K | 5.0% |
| 812910 | Pet Care (except Veterinary) Services | 16 | $1.8M | $110K | 5.0% |
| 311812 | Commercial Bakeries | 16 | $1.9M | $117K | 5.0% |
| 484220 | Specialized Freight (except Used Goods) Trucking, Local | 16 | $2.1M | $130K | 5.0% |
| 621610 | Home Health Care Services | 16 | $1.4M | $90K | 5.0% |
| 722511 | Full-Service Restaurants | 16 | $2.7M | $168K | 5.0% |
| 456199 | Other | 8 | $800K | $100K | 2.5% |
Geographic Distribution
SBA lending activity for Common Capital Inc. by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Massachusetts (MA) | 320 | $42.3M | 100.0% |
Why Choose Common Capital Inc.?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 320 SBA loans approved, totaling $42.3M in financing
- ✓Industry Expertise: Specialized focus on Mobile Food Services, Drinking Places (Alcoholic Beverages), General Freight Trucking, Long Distance, Truckload
- ✓Competitive Terms: Average interest rate of 8.62% with flexible term lengths averaging 75 months
- ✓Loan Range: Loan sizes from $48K to $299K, with an average of $132K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in MA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Common Capital Inc. SBA lending
What types of businesses does Common Capital Inc. typically finance?
Common Capital Inc. specializes in SBA 7(a) lending to specific industries including mobile food services, drinking places (alcoholic beverages), general freight trucking, long distance, truckload, limited-service restaurants. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Common Capital Inc.'s typical SBA loan terms?
Common Capital Inc.'s SBA 7(a) loans typically feature an average interest rate of 8.62% and average term length of 75 months (approximately 6 years). Loan sizes range from $48K to $299K, with an average loan size of $132K.
Do I need a business valuation for a Common Capital Inc. SBA loan?
Yes, Common Capital Inc. typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Common Capital Inc. compare to other SBA lenders?
Common Capital Inc. has originated 320 SBA loans totaling $42.3M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Common Capital Inc. lend in?
Common Capital Inc. provides SBA 7(a) financing with particularly strong presence in MA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
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