Commercial Bank & Trust of PA
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Commercial Bank & Trust of PA · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722410 | Drinking Places (Alcoholic Beverages) | 1 | $120K | $120K | 3.8% |
| 541511 | Custom Computer Programming Services | 1 | $50K | $50K | 3.8% |
| 621210 | Offices of Dentists | 1 | $35K | $35K | 3.8% |
| 441120 | Used Car Dealers | 1 | $60K | $60K | 3.8% |
| 812320 | Drycleaning and Laundry Services (except Coin-Operated) | 1 | $80K | $80K | 3.8% |
| 221111 | Hydroelectric Power Generation | 1 | $120K | $120K | 3.8% |
Geographic Distribution
SBA lending activity for Commercial Bank & Trust of PA by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Pennsylvania (PA) | 26 | $3.1M | 100.0% |
Why Choose Commercial Bank & Trust of PA?
Based on SBA 7(a) lending track record from 1991-2003
- ✓Proven Track Record: 26 SBA loans approved, totaling $3.1M in financing
- ✓Industry Expertise: Specialized focus on Drinking Places (Alcoholic Beverages), Custom Computer Programming Services, Offices of Dentists
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 91 months
- ✓Loan Range: Loan sizes from $20K to $1.0M, with an average of $118K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in PA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Commercial Bank & Trust of PA SBA lending
What types of businesses does Commercial Bank & Trust of PA typically finance?
Commercial Bank & Trust of PA specializes in SBA 7(a) lending to specific industries including drinking places (alcoholic beverages), custom computer programming services, offices of dentists, used car dealers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Commercial Bank & Trust of PA's typical SBA loan terms?
Commercial Bank & Trust of PA's SBA 7(a) loans typically feature an average interest rate of — and average term length of 91 months (approximately 8 years). Loan sizes range from $20K to $1.0M, with an average loan size of $118K.
Do I need a business valuation for a Commercial Bank & Trust of PA SBA loan?
Yes, Commercial Bank & Trust of PA typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Commercial Bank & Trust of PA compare to other SBA lenders?
Commercial Bank & Trust of PA has originated 26 SBA loans totaling $3.1M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Commercial Bank & Trust of PA lend in?
Commercial Bank & Trust of PA provides SBA 7(a) financing with particularly strong presence in PA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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