Commercial Bank & Trust Company
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Commercial Bank & Trust Company
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 113310 | Logging | 32 | $25.4M | $793K | 50.0% |
| 722511 | Full-Service Restaurants | 8 | $1.1M | $134K | 12.5% |
| 323111 | Commercial Gravure Printing | 8 | $816K | $102K | 12.5% |
| 811411 | Home and Garden Equipment Repair and Maintenance | 8 | $3.5M | $431K | 12.5% |
| 457110 | Other | 8 | $2.8M | $350K | 12.5% |
Geographic Distribution
SBA lending activity for Commercial Bank & Trust Company by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Arkansas (AR) | 64 | $33.5M | 100.0% |
Why Choose Commercial Bank & Trust Company?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 64 SBA loans approved, totaling $33.5M in financing
- ✓Industry Expertise: Specialized focus on Logging, Full-Service Restaurants, Commercial Gravure Printing
- ✓Competitive Terms: Average interest rate of 8.54% with flexible term lengths averaging 95 months
- ✓Loan Range: Loan sizes from $102K to $1.5M, with an average of $524K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in AR
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Commercial Bank & Trust Company SBA lending
What types of businesses does Commercial Bank & Trust Company typically finance?
Commercial Bank & Trust Company specializes in SBA 7(a) lending to specific industries including logging, full-service restaurants, commercial gravure printing, home and garden equipment repair and maintenance. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Commercial Bank & Trust Company's typical SBA loan terms?
Commercial Bank & Trust Company's SBA 7(a) loans typically feature an average interest rate of 8.54% and average term length of 95 months (approximately 8 years). Loan sizes range from $102K to $1.5M, with an average loan size of $524K.
Do I need a business valuation for a Commercial Bank & Trust Company SBA loan?
Yes, Commercial Bank & Trust Company typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Commercial Bank & Trust Company compare to other SBA lenders?
Commercial Bank & Trust Company has originated 64 SBA loans totaling $33.5M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Commercial Bank & Trust Company lend in?
Commercial Bank & Trust Company provides SBA 7(a) financing with particularly strong presence in AR. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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