Commercial Bank of Texas N.A.
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Commercial Bank of Texas N.A. · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722513 | Limited-Service Restaurants | 9 | $1.9M | $216K | 4.1% |
| 238990 | All Other Specialty Trade Contractors | 6 | $1.4M | $237K | 2.8% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 6 | $1.1M | $179K | 2.8% |
| 722511 | Full-Service Restaurants | 6 | $1.6M | $258K | 2.8% |
| 811111 | General Automotive Repair | 4 | $1.1M | $282K | 1.8% |
| 621210 | Offices of Dentists | 4 | $700K | $175K | 1.8% |
| 611512 | Flight Training | 4 | $4.2M | $1.1M | 1.8% |
| 812112 | Beauty Salons | 3 | $175K | $58K | 1.4% |
| 812910 | Pet Care (except Veterinary) Services | 3 | $1.0M | $347K | 1.4% |
| 561730 | Landscaping Services | 3 | $343K | $114K | 1.4% |
Geographic Distribution
SBA lending activity for Commercial Bank of Texas N.A. by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 217 | $88.8M | 100.0% |
Why Choose Commercial Bank of Texas N.A.?
Based on SBA 7(a) lending track record from 1991-2025
- ✓Proven Track Record: 217 SBA loans approved, totaling $88.8M in financing
- ✓Industry Expertise: Specialized focus on Limited-Service Restaurants, All Other Specialty Trade Contractors, Offices of Physicians (except Mental Health Specialists)
- ✓Competitive Terms: Average interest rate of 5.92% with flexible term lengths averaging 113 months
- ✓Loan Range: Loan sizes from $8K to $3.8M, with an average of $409K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Commercial Bank of Texas N.A. SBA lending
What types of businesses does Commercial Bank of Texas N.A. typically finance?
Commercial Bank of Texas N.A. specializes in SBA 7(a) lending to specific industries including limited-service restaurants, all other specialty trade contractors, offices of physicians (except mental health specialists), full-service restaurants. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Commercial Bank of Texas N.A.'s typical SBA loan terms?
Commercial Bank of Texas N.A.'s SBA 7(a) loans typically feature an average interest rate of 5.92% and average term length of 113 months (approximately 9 years). Loan sizes range from $8K to $3.8M, with an average loan size of $409K.
Do I need a business valuation for a Commercial Bank of Texas N.A. SBA loan?
Yes, Commercial Bank of Texas N.A. typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Commercial Bank of Texas N.A. compare to other SBA lenders?
Commercial Bank of Texas N.A. has originated 217 SBA loans totaling $88.8M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Commercial Bank of Texas N.A. lend in?
Commercial Bank of Texas N.A. provides SBA 7(a) financing with particularly strong presence in TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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