Columbia Community CU
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Columbia Community CU
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 311942 | Spice and Extract Manufacturing | 16 | $5.2M | $325K | 20.0% |
| 561311 | Employment Placement Agencies | 16 | $10.2M | $636K | 20.0% |
| 238210 | Electrical Contractors | 8 | $800K | $100K | 10.0% |
| 812112 | Beauty Salons | 8 | $4.1M | $518K | 10.0% |
| 236220 | Commercial and Institutional Building Construction | 8 | $800K | $100K | 10.0% |
| 811111 | General Automotive Repair | 8 | $2.1M | $266K | 10.0% |
| 423450 | Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesal | 8 | $4.0M | $500K | 10.0% |
| 722511 | Full-Service Restaurants | 8 | $1.2M | $150K | 10.0% |
Geographic Distribution
SBA lending activity for Columbia Community CU by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Washington (WA) | 56 | $19.1M | 70.0% |
| Oregon (OR) | 24 | $9.3M | 30.0% |
Why Choose Columbia Community CU?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 80 SBA loans approved, totaling $28.4M in financing
- ✓Industry Expertise: Specialized focus on Spice and Extract Manufacturing, Employment Placement Agencies, Electrical Contractors
- ✓Competitive Terms: Average interest rate of 7.86% with flexible term lengths averaging 120 months
- ✓Loan Range: Loan sizes from $100K to $800K, with an average of $356K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in WA, OR
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Columbia Community CU SBA lending
What types of businesses does Columbia Community CU typically finance?
Columbia Community CU specializes in SBA 7(a) lending to specific industries including spice and extract manufacturing, employment placement agencies, electrical contractors, beauty salons. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Columbia Community CU's typical SBA loan terms?
Columbia Community CU's SBA 7(a) loans typically feature an average interest rate of 7.86% and average term length of 120 months (approximately 10 years). Loan sizes range from $100K to $800K, with an average loan size of $356K.
Do I need a business valuation for a Columbia Community CU SBA loan?
Yes, Columbia Community CU typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Columbia Community CU compare to other SBA lenders?
Columbia Community CU has originated 80 SBA loans totaling $28.4M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Columbia Community CU lend in?
Columbia Community CU provides SBA 7(a) financing with particularly strong presence in WA, OR. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.