Citizens Union Bank of Shelbyville
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Citizens Union Bank of Shelbyville · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 339950 | Sign Manufacturing | 1 | $702K | $702K | 100.0% |
Geographic Distribution
SBA lending activity for Citizens Union Bank of Shelbyville by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Kentucky (KY) | 1 | $702K | 100.0% |
Why Choose Citizens Union Bank of Shelbyville?
Based on SBA 7(a) lending track record from 2001-2001
- ✓Proven Track Record: 1 SBA loans approved, totaling $702K in financing
- ✓Industry Expertise: Specialized focus on Sign Manufacturing
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 223 months
- ✓Loan Range: Loan sizes from $702K to $702K, with an average of $702K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in KY
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Citizens Union Bank of Shelbyville SBA lending
What types of businesses does Citizens Union Bank of Shelbyville typically finance?
Citizens Union Bank of Shelbyville specializes in SBA 7(a) lending to specific industries including sign manufacturing. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Citizens Union Bank of Shelbyville's typical SBA loan terms?
Citizens Union Bank of Shelbyville's SBA 7(a) loans typically feature an average interest rate of — and average term length of 223 months (approximately 19 years). Loan sizes range from $702K to $702K, with an average loan size of $702K.
Do I need a business valuation for a Citizens Union Bank of Shelbyville SBA loan?
Yes, Citizens Union Bank of Shelbyville typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Citizens Union Bank of Shelbyville compare to other SBA lenders?
Citizens Union Bank of Shelbyville has originated 1 SBA loans totaling $702K since 2001. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Citizens Union Bank of Shelbyville lend in?
Citizens Union Bank of Shelbyville provides SBA 7(a) financing with particularly strong presence in KY. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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